Skip to main content

supplemental coverage News

a senior man laying in a hospital bed with a blue gown and a nurse sitting next to him reviewing medical paperwork

How Medicare Advantage and Hospital Indemnity Insurance Work Together

Blog Author: Eric Baker

Medicare Advantage Plans are an increasingly popular choice for Medicare coverage among seniors. Medicare Advantage Plans (MA/MAPDs) offer the same coverage as Original Medicare and also provide an annual out-of-pocket maximum, offering financial protection to enrollees.

a fit and happy asian senior woman in a pink tank top using cell phone with a slight smile on face

Can AI Help You Choose a Medicare Plan? What You Need to Know

Blog Author: John Demko

Have you noticed that when you make a Google search these days, the results look different than they used to? You've likely discovered that you no longer even have to click into a website to get an answer; you can just get a high-level answer right at the top of the search results page in the ...

Happy senior couple meeting with a Medicare agent reviewing Medicare coverage and signing paperwork

7 Signs It's Time to Review Your Medicare Coverage

Blog Author: Todd Lewison

Choosing a Medicare plan isn't a one-time decision. While many people enroll in a plan and let it automatically renew year after year, your healthcare needs, prescription medications, doctors, and even the plans themselves can change over time.

wooden blocks with the year changing from 2026 to 2027 depicting upcoming changes

2027 Medicare Changes Seniors Should Know About

Blog Author: Jake Dibley

Every year, Medicare changes. Some years, the changes are minimal, and other times they are substantial. Some updates affect nearly every person enrolled, while others impact only certain plans or people with specific healthcare needs. Either way, these changes can affect your healthcare coverage, ...

Senior couple researching Minnesota Medigap rule changes on a laptop in their living room.

The 2026 Minnesota Medigap Rule Change is Now Active

Blog Author: Jake Dibley

The world of Medicare is always changing, and a big part of our job at Twin City Underwriters is keeping an eye on developments and bringing them to the attention of our clients who can best benefit from those changes.

A middle aged asian woman sitting at dining room table with a cup of coffee nearby concentrating on Medicare information on laptop screen.

The Medicare Terms Everyone Googles

Blog Author: Eric Baker

Have you ever heard or read something about Medicare and wondered, "What does that even mean?" When it comes to Medicare health insurance, or any insurance for that matter, terms and phrases are used, but the meaning behind them isn't always so clear.

a senior man veteran in a camo hat, standing in front of water front memorial site with ships in the background

How Does the Medicare Part B Giveback Benefit Work?

Blog Author: John Demko

If you’ve seen the commercials promising to "put money back in your Social Security check," you likely have some questions about what this is, whether it's legit and how it works. If you hear these claims, they are likely referring to the Medicare Part B Giveback, which may also be described as the ...

hand holding wooden circle block over a stack each with a different medical picture icon to represent various healthcare needs

Why People Add Supplemental Health Coverage to Their Medicare Plans

Blog Author: Kari Mellone

Medicare covers many essential healthcare services, but it doesn’t cover everything. Out-of-pocket costs, coverage gaps, and specific needs can leave many beneficiaries looking for additional protection. That’s where supplemental health coverage comes in to help fill those gaps and provide more ...

a middle aged woman with cancer wearing head covering hugging a female family member

What Is Cancer Indemnity Insurance and How Does It Work?

Blog Author: John Demko

A cancer diagnosis can bring more than just medical concerns and overwhelming emotions; it can also lead to unexpected expenses that aren’t always fully covered by regular health insurance or Medicare coverage. Cancer indemnity insurance is designed to help with those additional costs by providing ...