Staying active as we age is essential for a long and healthy life. If you’ve been looking to maintain your health and energy levels as you get older, you may be wondering if Medicare can help. The ...
As you near the highly anticipated age of 65 years old, the excitement of joining Medicare can be overwhelming. Understanding Medicare coverage and the various plan options can be time-consuming and ...
It can be hard to find the motivation to work out, especially when there is snow on the ground and the winter blues have set in. However, staying active has countless benefits, especially for ...
Caregiver burnout is real. Just like workers lose energy at their jobs or parents lose energy around their kids or spouses, caregivers can easily feel burnt out constantly being “on” and focusing all ...
There are two crucial topics that are of the utmost importance as you age: Life insurance and medical insurance. On one hand, you want to maintain a healthy, positive way of living so you can live ...
Alternative health care options like acupuncture, supplements, and therapeutic massage are becoming increasingly popular. With this growing interest, many find themselves wondering if Medicare covers ...
Do you foresee a new pair of glasses in your future? Maybe your current ones are barely staying together or perhaps you’re finally ready to admit that squinting at the TV isn’t as effective as it ...
Staying on top of your health is easier when you know what’s covered by Medicare. From essential screenings to vaccinations, preventive services are an important part of maintaining your health. Keep ...
Navigating the complexities of Medicare can be challenging, especially when it comes to understanding the financial aspects. One common question that our team receives from the Medicare beneficiaries ...
Winter travel can be a daunting endeavor, fraught with concerns about the weather, hazardous road conditions and personal comfort levels. Embarking on winter adventures doesn’t have to be stressful. ...
Choosing a Medicare plan can be hard – there are so many to choose from. How do you know you have the right one? Twin City Underwriters uses their very own SurePlan® Medicare System to ensure you ...
Long-term care is becoming a growing concern for individuals. With the generational family unit playing a less active role in the care of elders, more and more senior individuals naturally find ...
Unfortunately, Medicare scams are on the rise. As technology continues to become more advanced, these scams are increasingly common and sophisticated. Scammers will try just about anything to ...
A common goal among individuals, young and old, is to travel. Traveling and exploring new destinations is an opportunity to witness new sights, enjoy new experiences, and immerse ourselves in diverse ...
Fun and Medicare are two words you don’t typically expect to be in the same sentence. We get it; Medicare can be an overwhelming topic, especially when you are just starting out. But at Twin City ...
Life insurance is used for many purposes, from covering outstanding debts, providing financial protection for a young family in the event of the policyholder’s death, and leaving a financial legacy ...
Prior Authorization—whether you’re on Medicare or not, you’ve likely heard this term and may have some questions about it. This process, which is often necessary for certain medical services and ...
Are you dealing with joint pain? Does it leave you feeling incapable of doing the things you once enjoyed? Unfortunately, joint pain is a common occurrence for adults, especially as we age. According ...
If you are enrolled in Medicare, you likely know that changes are a common occurrence. Because of this, staying informed is critical to understanding how you may be affected and being confident that ...
Are you curious about chiropractic care and if it’s covered by Medicare? You are not alone. Whether you’re seeking relief from back pain or considering alternative therapies for another condition, ...
If you are enrolled in a Medicare plan, you may have heard the term or even received an “Annual Notice of Change (ANOC).” If you are not quite sure what this is, its significance, or the details you ...
If you have a Medicare plan, you may wonder if it automatically renews each year or if you need to take action to keep or change your plan. It’s important to be aware of how your Medicare plan ...
Whether you just started Medicare this year or have been on Medicare for several years, it’s probably no surprise that things can change often. In fact, premiums, plan benefits and more can change ...
Life insurance is a complex subject that can seem intimidating at first. As a young and healthy individual, it’s easy to put off purchasing life insurance. However, it’s important to consider buying ...
Navigating Medicare can be overwhelming. Understanding the enrollment periods, the difference between a Medicare Supplement and a Medicare Advantage plan and the varying coverage options can be a ...
As we age, it’s common not to feel as energized as we did in our youth. Even the second or third cup of coffee may not have you feeling as energized as it once did. Add some joint stiffness or back ...
Recent studies estimate that at least 70% of older adults aged 65 years and older will require long-term care at some point. Long-term care costs vary throughout the country, but according to the ...
Retirement planning should be an essential aspect of each individual’s life. The timing and tactics are often quite varied. Still, it is something that every person needs to make an effort to ...
As you approach your 65th birthday, you’re likely to be bombarded with information, emails, and mailers from various Medicare insurance companies. It can be overwhelming to decipher the medicare ...
Understanding the roles of insurance agents and brokers is significant when it comes to insurance. These terms are often used interchangeably, which can be confusing. You might be wondering if they ...
As we age, it’s common for our senses to be less sharp than they once were. You may have a more challenging time reading the text in your novel, or you might find yourself asking the grandkids to ...
When it’s time to sign up for Medicare, there is a lot of information to take in. Signing up for Original Medicare Parts A and B is typically a rather straightforward process, but when it comes to ...
When you hear something is free, you may say that it’s too good to be true! In some cases, it is; in others, it’s not. So, when it comes to Medicare plans, the question arises: Are there really free ...
Summer is a time for fun, friends, family, outdoor activities and fresh flavorful foods. Whether you are a ‘young senior’ just entering your golden years, or an ‘older senior’ embracing a slower ...
When a loved one passes away, amidst the grief and sense of loss, the emotional unrest is often amplified by the practical matters that must be addressed. Among the many tasks and concerns to sort ...
Annuities can provide individuals with significant value in retirement planning, such as increasing savings, managing tax exposure, or providing guaranteed income. Understanding the different types ...
Medicare Advantage plans have become a popular choice for seniors seeking comprehensive coverage beyond Original Medicare. Also known as MA or MAPD plans, they offer supplemental benefits and often ...
Medicare consists of several different parts of coverage. Medicare Part A and Medicare Part B make up Original Medicare, which provides hospital coverage and doctor care, among other services. Find ...
When it comes to Medicare, there’s a lot to consider beyond just the basic coverage options. One crucial aspect that often catches new enrollees off guard is the fact that Medicare premiums are ...
Most individuals are familiar with the term and concept of life insurance, but what about family life insurance? How is family life insurance different from any other life insurance policy? We’ll ...
Shortly before your 65th birthday or when you sign up for Medicare, you’ll receive a red, white and blue paper card – this is your official Medicare card. Your Medicare card will be used for many ...
Moving often comes with stress and a long to-do list, and this can be especially true for an adult child and senior parent who has decided to move into assisted living. This transition may have been ...
Many individuals decide that one thing they would like to achieve in their lifetime is to leave a meaningful legacy or inheritance for their family and loved ones. One of the ways this is achieved is ...
Medicare is not always the most straightforward to understand, and associated costs are often a key factor when starting or re-enrolling in a Medicare plan. When you begin researching your Medicare ...
Medicare Advantage plans (MA / MAPD’s) are one of the most common Medicare plan enrollments among seniors. As of 2023, Medicare Advantage plans have 30.8 million individuals enrolled, constituting ...
Original Medicare covers many medically necessary medical services that one would need; however, at the same time, Medicare doesn’t cover everything, and seniors may find themselves paying out of ...
Are you wondering if now is the right time to purchase that annuity you’ve been considering? You are not alone, and timing plays a crucial role in purchasing and using an annuity as a wealth-building ...
Taking a trip can be a fun and exciting time, however the preparations before leaving for a small or grand adventure can be a bit stressful. From travel and lodging plans, to-do-lists, checklists and ...
When you are starting Medicare or reviewing your plan options during the Annual Election Period there is a lot to consider. One of the biggest decisions you will make is what type of Medicare ...