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medicare News

What Are OTC Benefits in a Medicare Advantage Plan?

Blog Author: Kathy Ingulsrud

Have you ever heard that Medicare Advantage plans often offer benefits beyond what's covered by Original Medicare? It's true! Medicare Advantage plans have become a popular option for Medicare enrollment among Medicare beneficiaries. Among other things, one added benefit that has become ...

different pills

Medicare Part D Changes for 2026

Blog Author: Kari Mellone

Medicare continues to evolve year after year, and staying on top of the latest updates is key to making sure your plan still meets your needs. Whether you're already enrolled or preparing to make a switch, understanding how upcoming changes could affect your coverage is essential.

a medicare aged senior couple sitting on couch reviewing important medigap paperwork and information on laptop

Supplement (Medigap) Rule Changes for 2026 in Minnesota

Blog Author: TCU Author

Navigating Medicare can be a bit of a maze, especially with all the changes happening lately. Because rules and guidelines are so fluid, it's important to stay informed about legislative developments that could impact your coverage options. In Minnesota, specifically, recent developments may open ...

dirt path in woods splitting in to two directions

What to Do If You Signed Up for the Wrong Medicare Plan

Blog Author: John Demko

Choosing the right Medicare plan is an important decision, and it can feel overwhelming. For many people, especially those transitioning from employer-sponsored insurance, the differences in coverage, costs, and provider networks can come as a surprise. Fortunately, if you realize the Medicare plan ...

senior man sitting outdoors on a bench review Medicare coverage information on a piece of paper

Do You Have the Right Medicare Coverage?

Blog Author: Tom Peterson

There are several times when it’s imperative to ask yourself if you have the right Medicare coverage. Of course, when you begin your Medicare journey you’ll want to take time to assess all your options and choose a Medicare plan that is ideal for your lifestyle and needs. However, you may end up ...

female hand holding cash giveback in front of yellow background

What Is the Medicare Part B Giveback?

Blog Author: Kathy Ingulsrud

Have you heard a friend or a TV commercial claiming you can get money back for your Medicare Part B premiums? Sound too good to be true? Well, it's not! However, there are guidelines for who and what type of medicare plans are qualified for this type of benefit. At Twin City Underwriters, we work ...

bottle of insulin and diabetic needles sitting on a wooden surface

Insulin Coverage Through Medicare Part D

Blog Author: Kari Mellone

Managing diabetes is challenging enough, but navigating Medicare coverage on top of it can be overwhelming. At the same time, millions of older adults rely on Medicare to help cover the cost of medications, supplies, and treatment. In fact, according to a 2024 report from CMS, an estimated 17 ...

small toy shopping cart full of medications sitting on top of a laptop

Can I Use Medicare for Amazon Pharmacy?

Blog Author: Kathy Ingulsrud

Amazon has changed the way many of us shop and the convenience of our lives. What once started as an online bookstore has evolved into an online mega platform where you can order just about anything, and now get groceries and even prescription medications delivered! So if you are curious about ...

hand dropping coins into a clear piggy bank sitting on a tabletop with money

What is IRMAA?

Blog Author: John Demko

If you've ever opened your Medicare statement and thought, “Why is my premium higher than someone else's?” you are not alone. Many people are surprised to learn that Medicare premiums aren’t always one-size-fits-all. For higher earners, there's a little-known surcharge that can impact your monthly ...