The Life Insurance Ladder Strategy
As you age and reach new life milestones – marriage, homeownership, the birth of a child, retirement – your life insurance needs will change too. This can create a challenge. You don’t want to pay ...
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How to Increase Life Insurance Coverage
Has your life changed since you took out your life insurance policy? It’s very common. Perhaps you were newly married when you first signed up for insurance. Now you’re in a new home with a baby on ...
Are Skilled Nursing Services Covered by Medicare?
Whether you’re recovering from an injury, a planned medical procedure, or simply need extra care following a hospitalization, skilled nursing services can cover care needs during the transition ...
How Much Life Insurance Do I Need?
When signing up for a life insurance plan, balance is important. You want to get the right amount of coverage for your needs and goals, without overpaying for coverage you don’t need. Unfortunately, ...
Why Hospital Admittance Classification Could Impact Medicare Coverage
If you or a loved one is admitted to the hospital, whether for a routine procedure or an unexpected illness, it can be a stressful experience. Of the many details to keep track of, the patient’s ...
4 Things to Know About Permanent Life Insurance
Permanent life insurance refers to life insurance policies that do not expire. Two common insurance types that fall under this umbrella are whole and universal life insurance. If you want life ...
Tips to Avoid Medicare Fraud
It often feels like we hear about a new scam targeting seniors nearly every day. And while it’s true that Medicare fraud and similar schemes can be incredibly harmful, you can save yourself the worry ...
6 Tips for Filing a Medicare Appeal
Has your Medicare plan unexpectedly denied coverage for a doctor visit, medical procedure, prescription medication, supply item or hospital stay? You have the right to appeal, and for that appeal to ...
5 Reasons to Buy Life Insurance
When you’re healthy, life insurance can seem like an unnecessary expense. However, as we’ve all learned over the past year, health, safety and stability are incredibly tenuous. It only takes one ...
What is a Medicare Advantage Plan (And Do I Need One?)
What Is a Medicare Advantage Plan? A Medicare Advantage Plan offers coverage through a private company instead of through government-provided Medicare. One way to receive your Medicare Coverage is by ...
Understanding the Different Types of Life Insurance
It is difficult to understand the different options for life insurance – and determine which plan is right for you. Here, we’ll review the various types of life insurance and how to navigate ...
Frequently Asked Questions About Medicare Advantage Plans
Are you currently enrolled in a Medicare Advantage Plan or are you thinking of joining a Medicare Advantage Plan? Here are the top questions we receive about Medicare Advantage Plans and what you ...
Dental Coverage for Medicare Recipients
The health of your mouth, teeth and gums can greatly affect your overall health and wellbeing. Therefore, maintaining oral and dental health is increasingly important. For seniors, having affordable ...
What Are Medicare Election Periods?
Whether you’re new to Medicare or have been enrolled for years, figuring out when you’re able to enroll or make changes to your plan can be difficult. There is a set timeframe for when you’re first ...
Virtual Family Activities to Stay Connected While Apart
This year, in-person social gatherings aren’t possible in the interest of health and safety. Thankfully, technology can keep us connected. Keeping in touch can reduce feelings of isolation thereby ...
Insulin Coverage Through Medicare Part D
Diabetes currently affects more than 3.3 million Medicare beneficiaries. Medicare Part D changes, specifically Insulin coverage and related expenses, are about to change. What does this mean for you? ...
How to Find a Medicare Insurance Broker in Minneapolis
Medicare plans and options can be difficult to decipher on your own. As deadlines near, the pressure to choose can be overwhelming. Eliminate the stress of Medicare selection and enrollment with the ...
What is Low Income Subsidy for Medicare Prescription Drug Coverage?
Prescription drug costs can be a significant out-of-pocket expense. However, you may be eligible for a government program that helps pay for Medicare Part D prescription drug costs. In this blog, ...
How to Sign Up and Watch a Webinar on Zoom
From family reunions to Medicare webinars, social gatherings have moved online this year. One of the most popular meeting software tools is Zoom. Like in-person gatherings, you can still raise your ...
What to Consider When Comparing Medicare Plans
Choosing a Medicare plan isn’t easy. There are an almost endless number of options and it can be confusing to understand your options. When comparing plans, follow these guidelines from Medicare.gov ...
How to Apply Online for Medicare Part B During a Special Enrollment Period
If you currently have Medicare Part A and are thinking of fully transitioning to Medicare, you may be wondering what you need to do to apply for Medicare Part B. With the current pandemic, there have ...
How to Choose a Medicare Insurance Broker
Navigating Medicare on your own is overwhelming and confusing. That’s why many people use the services of a Medicare insurance broker when it’s time for them to sign up for Medicare.
Is Medicare Better Than Employer Insurance?
As you turn 65, if you’re still working you may be able to stay on your employer insurance. For many people in this position, they may not know if it’s better to keep their current insurance or ...
How to Set Up Mail Order for your Rx Prescriptions
During these uncertain times, your health and safety is paramount. If you’re currently taking medication and are worried about visiting the pharmacy, now is the perfect time to switch to mail order ...
Do I Have to Sign Up for Medicare if I Don’t Retire at 65?
One question we are asked consistently is, “What do I have to do if I will continue working past my 65th birthday?” For many Americans, they’re not ready or able to retire at 65 and want to continue ...
How to Travel With Medicare
If you receive Original Medicare coverage, you can travel anywhere within the United States and still be covered. If you travel outside of the United States, your coverage is limited.
How Can I Check My Medicare Eligibility?
As you or a loved one approaches 65, there are many questions about Medicare. The first is usually the simplest: do I qualify for Medicare?
How to Set Up MyMedicare.gov
What is MyMedicare.gov? MyMedicare.gov is part of the government website for Medicare. Here you can see your personal Medicare statement. This will show you what your current plan and coverage ...
4 Myths About Medicare, Answered
Each year as Medicare changes, it can be hard to separate myth from truth. Your friends’ experiences with Medicare even just five years ago may not be the same as now. To add to the confusion, ...
What is My Prescription Deductible with Medicare?
Prescription costs and coverage is a huge concern for many people. As you approach Medicare eligibility, it’s important to understand your drug coverage options so that you can choose the best plan ...
Traveling Abroad with Medicare
The cold and snowy Minnesota months are upon us, so it’s time to start looking for a sunny and warm place to vacation. Before you travel abroad, be sure to read this information about Medicare ...
5 Reasons Why You Should Revisit Your Life Insurance
Did you receive life insurance from a company you used to work for years ago, but you’re not sure if you still have that life insurance? Do you know what your life insurance coverage is? It’s ...
How to Sign-Up for Medicare Online
Are you intimidated when you hear the phrase “sign-up for Medicare?” You don’t have to feel overwhelmed by this process! Check out our guide that covers how to sign-up for Medicare online.
What is Creditable Coverage for Medicare?
What is Creditable Coverage for Medicare? When talking about Creditable Coverage for Medicare it is usually referring to Prescription Drug coverage. What is meant by creditable coverage is that your ...
Does Medicare Cover Mental Health Services?
There are many services covered by Medicare that you may not realize. Many people with Medicare do not know if mental health services are covered with their plan.
Where to Get Medicare Information in Minnesota
Medicare can be confusing, so it’s normal to have many questions about Medicare plans, the Annual Election Period, and more. Here’s where you can get helpful Medicare information in Minnesota.
Should I Get Medicare Advantage or Medigap?
It’s no secret that there is a lot more to Medicare than a simple one-size-fits all plan. If need a health plan to better suit your needs than traditional Medicare can provide, you should consider a ...
Hobbies for Empty Nest Couples
Now that the kids have moved out and your free time doesn’t revolve around chauffeuring them to dance lessons, sports and school activities, you now have more time to take up some new hobbies. These ...
Frequently Asked Questions about Medicare Advantage Plans
Are you currently enrolled in a Medicare Advantage Plan or are you thinking of switching to a Medicare Advantage Plan? Here are the top questions we receive about Medicare Advantage Plans, and what ...
What is Medicare Part D and What Does is Cover?
There are a lot of questions regarding Medicare and its parts. Is Medicare Part D optional? What does Medicare Part D cover? If you have any of these questions concerning Medicare Part D prescription ...
How to Sign-Up for Medicare
Signing up for Medicare is confusing and hard to navigate on your own. Our how-to guide details the steps involved and information needed to sign up for Medicare.
What is Medicare Part A and What Does it Cover?
Did you know that Medicare Part A covers inpatient care, skilled nursing facility care, inpatient care in a skilled nursing facility (not custodial or long-term care), hospice care, and home health ...
Medicare Part B: What Does it Cover?
If you’ve spent any time researching Medicare, you’ve probably seen phrases like “Part A” and “Part B.” Medicare Part A covers inpatient hospital coverage, and Part B is the preventative care that ...
What Screening Services Are Covered by Medicare?
Being proactive about your health is an important way to be empowered about your health. Annual screenings at your yearly doctor’s appointment can help ensure you’re informed about your body and ...
Everything You Need to Know About the New Medicare Cards
Why Are There New Medicare Cards? Medicare has issued new cards to take safety precautions to protect your identity. Before April 2018, your Medicare number was based on a Social Security number. ...
3 Reasons Why to Choose a Medicare Advantage Plan
What is a Medicare Advantage Plan? A Medicare Advantage Plan provides coverage through private insurance companies instead of through government provided Medicare services. These private insurance ...
How to Control Your Blood Pressure [Infographic]
High blood pressure is one of the leading causes of heart disease in the United States. According to the Centers for Disease Control and Prevention:
6 Exercises for Limited Mobility
Stretching and exercising are one of the best keys to increasing your mobility, building up stamina, and preventing diseases. We have found some invaluable exercises that can become part of your ...
Diabetes and Medicare: What’s Covered?
Many people who are enrolled in Medicare have questions on how diabetic self-testing equipment and supplies are covered. Blood sugar (also called blood glucose) self-testing equipment and supplies ...
Does Medicare Cover Nursing Facilities?
Are you wondering if Medicare will pay for nursing facility care? We are here to clear up any confusion and explain what requirements must be passed in order to receive nursing care cost assistance ...