Term vs. Whole Life Insurance: What’s the Difference?
Blog Author: Jessica RichterWhen deciding on a life insurance policy that meets your needs, it is helpful to know the options and how they differ. Here, we will review how term life insurance and whole life insurance policies work, and what the benefits may include.
Understanding Medicare and Diabetes Coverage
Blog Author: John DemkoNovember is National Diabetes Month, making this is an ideal time to revisit the disease’s significance and its impact on many lives. An estimated 33% of people 65 and older have diabetes (2022). Being a senior and diabetic can be tough on your body and harsh on your wallet. It’s important to ...
When you shop at Amazon or Target, or visit restaurants and retail businesses, ratings help you decide what and where to purchase. This is also important when making impactful decisions, such as selecting a health plan or making a financial decision. Before investing in an annuity, it’s a good idea ...
Which Medicare Option is Right For Me?
Blog Author: Gabe TaylorOriginal Medicare can leave a lot of gaps in your health coverage. For example, there is no maximum out-of-pocket limit on your health care costs when enrolled in just parts A and B. This means that if you have original Medicare by itself, you are vulnerable to an infinite amount of costs. ...
An Introduction to Life Insurance Underwriting
Blog Author: Jessica RichterWhen applying for a life insurance policy, it is helpful to know the different types of life insurance underwriting you may experience as you go through the approval process. Let’s look at what it means to assess your risk as an applicant, and how the insurance company will determine your level of ...
6 Ways to Support Breast Cancer Awareness Month
Blog Author: Marcia PruittWe are stronger when we face things together! October is Breast Cancer Awareness Month and a chance to show support for the many people in our communities affected by breast cancer. Here are several ideas for how to promote breast cancer awareness.
Medicare scams have seen a staggering rise in the past few years. If you are on Medicare or are nearing your Medicare eligibility, you have likely received countless mailers, seen the too-good-to-be-true commercials, and answered some questionable phone calls. In today’s fast-paced, ...
Understanding Multi-Year Guaranteed Annuities
Blog Author: Tom PetersonWhat is a MYGA? MYGA stands for Multi-Year Guaranteed Annuity. This specific type of annuity offers a guaranteed fixed interest rate for an established period of time selected by the owner (e.g. 4% for five years). The interest compounds daily, which allows for quicker growth opportunities.
What is ANOC and Why Is It Important?
Blog Author: Kari MelloneAs autumn arrives, Medicare recipients will be bombarded with Medicare mail. Most of the time, it is just advertisements from organizations trying to sell you what they have to offer. However, there are some mail you will want to watch out for, including ANOC, or Annual Notice of Change, materials.
