The Medicare Annual Election Period (AEP) runs from October 15 to December 7. This is when you can join a new Medicare plan or make changes to an existing plan. Unless you experience a qualifying ...
What qualifies as durable medical equipment? What type of durable medical equipment (DME) is covered by Medicare? How much will DME cost me? These are questions you might have when figuring out which ...
A Plan Annual Notice of Change (ANOC) isn’t as intimidating as it seems. If you already have a Medicare plan, you will receive an Annual Notice of Change each fall. Your ANOC will have information ...
Today, we’ll discuss Original Medicare in-depth. This will help you understand what it is, what type of coverage it includes, the cost of the plan, and if it fits your needs.
Whether you’re new to Medicare or have been covered by Medicare for years, it can be confusing to sort through the options and choose a plan that meets your needs. The Twin City Underwriters’ ...
Whether you’re recovering from an injury, a planned medical procedure, or simply need extra care following a hospitalization, skilled nursing services can cover care needs during the transition ...
If you or a loved one is admitted to the hospital, whether for a routine procedure or an unexpected illness, it can be a stressful experience. Of the many details to keep track of, the patient’s ...
It often feels like we hear about a new scam targeting seniors nearly every day. And while it’s true that Medicare fraud and similar schemes can be incredibly harmful, you can save yourself the worry ...
Has your Medicare plan unexpectedly denied coverage for a doctor visit, medical procedure, prescription medication, supply item or hospital stay? You have the right to appeal, and for that appeal to ...
Are you currently enrolled in a Medicare Advantage Plan or are you thinking of joining a Medicare Advantage Plan? Here are the top questions we receive about Medicare Advantage Plans and what you ...
The health of your mouth, teeth and gums can greatly affect your overall health and wellbeing. Therefore, maintaining oral and dental health is increasingly important. For seniors, having affordable ...
Whether you’re new to Medicare or have been enrolled for years, figuring out when you’re able to enroll or make changes to your plan can be difficult. There is a set timeframe for when you’re first ...
Diabetes currently affects more than 3.3 million Medicare beneficiaries. Medicare Part D changes, specifically Insulin coverage and related expenses, are about to change. What does this mean for you? ...
Medicare plans and options can be difficult to decipher on your own. As deadlines near, the pressure to choose can be overwhelming. Eliminate the stress of Medicare selection and enrollment with the ...
Prescription drug costs can be a significant out-of-pocket expense. However, you may be eligible for a government program that helps pay for Medicare Part D prescription drug costs. In this blog, ...
Choosing a Medicare plan isn’t easy. There are an almost endless number of options and it can be confusing to understand your options. When comparing plans, follow these guidelines from Medicare.gov ...
If you currently have Medicare Part A and are thinking of fully transitioning to Medicare, you may be wondering what you need to do to apply for Medicare Part B. With the current pandemic, there have ...
Navigating Medicare on your own is overwhelming and confusing. That’s why many people use the services of a Medicare insurance broker when it’s time for them to sign up for Medicare.
As you turn 65, if you’re still working you may be able to stay on your employer insurance. For many people in this position, they may not know if it’s better to keep their current insurance or ...
One question we are asked consistently is, “What do I have to do if I will continue working past my 65th birthday?” For many Americans, they’re not ready or able to retire at 65 and want to continue ...
If you receive Original Medicare coverage, you can travel anywhere within the United States and still be covered. If you travel outside of the United States, your coverage is limited.
As you or a loved one approaches 65, there are many questions about Medicare. The first is usually the simplest: do I qualify for Medicare?
What is MyMedicare.gov? MyMedicare.gov is part of the government website for Medicare. Here you can see your personal Medicare statement. This will show you what your current plan and coverage ...
Each year as Medicare changes, it can be hard to separate myth from truth. Your friends’ experiences with Medicare even just five years ago may not be the same as now. To add to the confusion, ...
Prescription costs and coverage is a huge concern for many people. As you approach Medicare eligibility, it’s important to understand your drug coverage options so that you can choose the best plan ...
The cold and snowy Minnesota months are upon us, so it’s time to start looking for a sunny and warm place to vacation. Before you travel abroad, be sure to read this information about Medicare ...
Are you intimidated when you hear the phrase “sign-up for Medicare?” You don’t have to feel overwhelmed by this process! Check out our guide that covers how to sign-up for Medicare online.
What is Creditable Coverage for Medicare? When talking about Creditable Coverage for Medicare it is usually referring to Prescription Drug coverage. What is meant by creditable coverage is that your ...
Medicare can be confusing, so it’s normal to have many questions about Medicare plans, the Annual Election Period, and more. Here’s where you can get helpful Medicare information in Minnesota.
Are you currently enrolled in a Medicare Advantage Plan or are you thinking of switching to a Medicare Advantage Plan? Here are the top questions we receive about Medicare Advantage Plans, and what ...
There are a lot of questions regarding Medicare and its parts. Is Medicare Part D optional? What does Medicare Part D cover? If you have any of these questions concerning Medicare Part D prescription ...
Signing up for Medicare is confusing and hard to navigate on your own. Our how-to guide details the steps involved and information needed to sign up for Medicare.
Did you know that Medicare Part A covers inpatient care, skilled nursing facility care, inpatient care in a skilled nursing facility (not custodial or long-term care), hospice care, and home health ...
If you’ve spent any time researching Medicare, you’ve probably seen phrases like “Part A” and “Part B.” Medicare Part A covers inpatient hospital coverage, and Part B is the preventative care that ...
Being proactive about your health is an important way to be empowered about your health. Annual screenings at your yearly doctor’s appointment can help ensure you’re informed about your body and ...
Why Are There New Medicare Cards? Medicare has issued new cards to take safety precautions to protect your identity. Before April 2018, your Medicare number was based on a Social Security number. ...
What is a Medicare Advantage Plan? A Medicare Advantage Plan provides coverage through private insurance companies instead of through government provided Medicare services. These private insurance ...
Many people who are enrolled in Medicare have questions on how diabetic self-testing equipment and supplies are covered. Blood sugar (also called blood glucose) self-testing equipment and supplies ...
Are you wondering if Medicare will pay for nursing facility care? We are here to clear up any confusion and explain what requirements must be passed in order to receive nursing care cost assistance ...
Do you want to make changes to your current Medicare Advantage or Medicare Prescription Drug plan? During the Annual Election Period, you can make changes to your Medicare Advantage or Medicare ...
What happens when your Medicare pays for most of your costs, but not all of your costs? Don’t worry- Medicare Supplement Insurance (Medigap) will pay for the extra costs such as copayments, ...
Happy birthday to us, happy birthday to us: Twin City Underwriters (TCU) just celebrated their 50th anniversary helping people make Medicare decisions.
With all the different Medicare options out there, it can be hard to know what is the best option. You may have heard of a “Medicare Advantage Plan” and wonder if it’s right for you. Simply put, a ...
We’re passionate about Medicare and health insurance but we’ll be the first to tell you: it’s confusing. With the ever-changing laws and legislation, staying on top of what you need to know about ...
Open enrollment for 2018 draws to a close on December 7. Are you covered?
There are several times when it’s imperative to ask yourself if you have the right Medicare coverage. Of course, when you begin your Medicare journey you’ll want to take time to assess all your ...
