Top Gathering Spots for Seniors in the Twin Cities
When you retire, you have the best intentions to make the most of every day and remain engaged, but sometimes, you find yourself stuck in a less-than-exciting daily routine. In order to promote ...
News about medicare (2)
What’s the Difference Between Preferred and Standard Drug Costs?
If you have Medicare Part D or other drug coverage, drug costs can be a concern. One way to save money on prescription drug costs is to know the difference between preferred and standard drug costs. ...
Part B vs. Part D Medicare Drug Coverage
When it comes to Medicare, there are several different parts of coverage that cover various healthcare services and prescription medications. Medicare Part D is commonly known as prescription drug ...
Does Medicare Cover a Gym Membership?
Did you know that Medicare plans like Medicare Advantage and Medicare Supplement Plans, often offer gym memberships and fitness programs? These beneficial programs help with improving your health so ...
When Can I Make Changes to My Medicare?
If you are starting Medicare or if you are currently on Medicare, it is important to know when you have the option to change your plan coverage. We’ll address the key timeframes to be aware of so you ...
The Donut Hole or Coverage Gap: What You Need to Know
The Donut Hole or Coverage Gap What is it? Will it affect me? When will that happen and how long does it last?
How to Prepare for the Medicare Annual Election Period (AEP)
Autumn.. it’s that wonderful time of year when the leaves start changing, the weather begins to cool down, and the word Medicare appears everywhere you turn! That is because with the change in ...
Medicare Workshops: The Best Way to Prepare for Medicare
When it’s time to prepare for Medicare, it can be easy to get overwhelmed. You’re embarking on new territory; your mailbox is filled with flyers and postcards, and you really start to notice the ...
Are Dental Services Covered by Medicare Advantage Plans?
If you are starting Medicare or considering changing your current Medicare plan, you may be wondering what coverage is available and how plan benefits differ from one plan to the next. A common ...
What is an Insurance Broker and Why Would I Use One?
What is an Insurance Broker? An insurance broker is a licensed insurance agent that represents multiple insurance companies and matches you with an insurance policy that fits your lifestyle needs. An ...
How Seniors Can Stay Healthy With Everyday Movement
Daily movement provides many health benefits that can help older adults and seniors maintain a healthy and active lifestyle. We’ll cover practical and accessible ways that older adults can promote ...
Moving with Medicare: What to Know and What to Do
Moving is often a whirlwind of emotions; it’s exciting and stressful all at the same time. Just another thing to add to the long list of to-do’s is your Medicare health insurance coverage. So what do ...
Top 3 Health Tips for Aging Males
Aging is a natural part of life; it brings experience and wisdom and often changes in health and physical abilities. As we age, we are at an increased risk for a range of health issues, from chronic ...
Medicare Secrets You May Not Know About
If you know anything about Medicare, it’s probably the fact that it’s complicated! There is a lot of information to decipher and details to understand. Medicare provides essential health insurance ...
Medicare Penalties and How to Avoid Them
When it comes to Medicare, there is already so much to navigate; the last thing you want to be concerned about or deal with is penalties! Penalties in Medicare can have lasting, lifelong ...
Healthy Eating Tips for Older Adults
Eating healthy is important at all ages, though it is essential to maintain optimal health and wellness as we age. A healthy diet can help reduce the risk of illnesses and chronic diseases. By eating ...
6 Things to Consider When Choosing Medicare Coverage
When it’s time to enroll in Medicare and elect your Medicare coverage options, there is much to consider! Keep these in mind when comparing your Medicare options:
Does Medicare Cover Cataract Surgery?
According to the National Eye Institute (NEI), more than half of older Americans either have cataracts or have undergone surgery to get rid of them. With these statistics, you or someone you know ...
4 Medicare Costs That Can Affect Your Retirement
Retiring is a time of many changes, and one of the most significant considerations you’ll encounter will be your healthcare. Learning about Medicare costs can help ensure you’re taking a proactive ...
How Does Medicare Work with Social Security?
Medicare and Social Security are two separate programs that serve to provide financial protection and health insurance to the US population.
Support Services for Seniors Aging in Place
Community resources are helpful, especially when it comes to taking care of loved ones. This is why support services are available to help those who can’t perform simple tasks on their own, like ...
Which Medicare Drug Plan is Right for Me?
Medicare drug plans, also known as Medicare Part D, help seniors cover the cost of their prescription medications. With so many options to choose from, it can be overwhelming to decide which plan is ...
How Often Should Seniors Get Vision Screenings?
As we age, our eyes go through various changes that can affect our vision. It’s important for senior citizens to get regular vision screenings to ensure they maintain good eye health and prevent ...
Medicare Versus Medicaid: What’s the Difference?
As you approach Medicare eligibility, you will likely be inundated with mailings, information packets, and terms that you may not be fully aware of. This article will address a few of the common ...
Fun Things to Do with Grandkids
Are you a grandparent looking for more fun things to do with your grandchildren? Does it seem like just yesterday they were amused with funny peek-a-boo games and colorful toddler toys, and you can’t ...
How Much Does Insulin Cost in Medicare?
What Will Insulin Cost Me in Medicare?
What You’ll Learn at a Medicare Workshop
At Twin City Underwriters, we help Medicare enrollees feel more at ease and in control over their healthcare decisions. Many of our long-term clients first get to know us at a free Medicare workshop ...
Does Medicare Cover Depression Screenings?
With the current state of the world, it is no surprise that mental health concerns are on the rise. Awareness of depression symptoms and being proactive in seeking mental health care can make a ...
Financial Planning As You Retire
Planning for retirement can bring many emotions – excitement, confusion, and even fear of the unknown. Having confidence in your financial well-being is one of the best ways to establish a joyful ...
What Do I Get With Original Medicare?
You spend the first 65 years of your life contributing to Medicare taxes, so naturally, you may wonder: what do you get with Medicare? Are there any options for coverage beyond Original Medicare? ...
Understanding Medicare and Diabetes Coverage
November is National Diabetes Month, making this is an ideal time to revisit the disease’s significance and its impact on many lives. An estimated 33% of people 65 and older have diabetes (2022). ...
Which Medicare Option is Right For Me?
Original Medicare can leave a lot of gaps in your health coverage. For example, there is no maximum out-of-pocket limit on your health care costs when enrolled in just parts A and B. This means that ...
Common Medicare Scams in 2022
Medicare scams have seen a staggering rise in the past few years. If you are on Medicare or are nearing your Medicare eligibility, you have likely received countless mailers, seen the ...
What is ANOC and Why Is It Important?
As autumn arrives, Medicare recipients will be bombarded with Medicare mail. Most of the time, it is just advertisements from organizations trying to sell you what they have to offer. However, there ...
Medicare Commercials: Deciphering Fact from Fiction
Prepare yourself: we are about to enter the season of Medicare advertising. Soon you won’t be able to escape the barrage of mail, television, and online commercials about Medicare.
Get to Know Your Medicare Team at Twin City Underwriters
At Twin City Underwriters, we know how overwhelming the Medicare journey can be. Before joining, you’ll find yourself wondering – When do I apply? What type of plan is right for me? What insurance ...
Dental Implants and Medicare
Dental care is essential to our overall health. When considering having dental work or dental implants done, remember first to check what dental coverage your current insurance provides.
Traveling with Medicare Advantage: What You Need to Know
Are you eager to check off a list of desired places on your travel bucket list? We look forward to hearing about your plans! As you buy your tickets and pack your bags, here are some planning ...
Helping a Parent with Medicare Coverage
Caring for aging parents can be stressful and overwhelming. Focusing on what you can control and where you can receive support in this situation can help lead to a better outcome. When supporting an ...
7 Ways Seniors Can Stay Sharp: Improve Mental Well-Being, Memory and Focus
In today’s day and age, one might find it easy to feel disconnected with the world. With that disconnection some may feel that their senses are dulled, or that their memory retention and focus have ...
Don’t Forget to Schedule Your Annual Wellness Visit
Did you know that within the first 12 months of getting part B of Medicare, you get a free “Welcome to Medicare” preventive visit with your primary care provider? You do! Each year thereafter, ...
Traveling with Original Medicare and Medicare Supplements
Ready to fulfill your travel bucket list? Have your destination set and your passport in order? Have you considered your Medicare health coverage for your upcoming trip? We have you covered. Here is ...
What to Know About Your Medicare Card
When you start Medicare, it’s helpful to know exactly how to use your new Medicare card. Where should you keep it, when do you show it, and how do you keep it safe? We’ll cover all of this and more ...
Does Medicare Cover Basic Screenings?
Regular health screenings are one of the best ways to prevent disease and identify potential risk factors. Because of this, Medicare plans generally cover all basic screenings – and even some that ...
How to Know If You Need a Medicare Advantage Plan
When you’re newly eligible for Medicare, the options can be overwhelming. What’s the difference between Original Medicare, Medicare Advantage, Part D and Medigap? How do I know if I need a Medicare ...
What is IRMAA?
IRMAA stands for Income Related Monthly Adjustment Amount. In short, IRMAA is a potential extra charge added to your Medicare Part B or Part D premium that is determined based on your income. In ...
Medicare Prescription Deductibles: What You Need to Know
When comparing Medicare Part D plans, it’s important to consider all the details. Medicare prescription deductibles are one of the factors that will impact the overall cost of your plan. Here’s what ...
Do Medicare Star Ratings Matter?
What are Medicare Star Ratings? Medicare star ratings rank Medicare plans from 1 to 5 stars, with 5 being the highest. Any plan that has lower than 3 stars for three years in a row will be flagged as ...
7 Medicare Facts You May Not Know
When you’re enrolling in Medicare or choosing a new Medicare plan, it’s important to understand the options and process. However, we know that Medicare can be confusing! To make it easier, we’re ...
Does Your Medicare Advantage Plan Offer Extra Benefits?
There are many health care services that are not covered by Original Medicare. These include vision and preventative dental care, hearing aids, and prescription drug costs, among others. If you need ...