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July 27, 2023 |Tom Peterson

What is an Insurance Broker? An insurance broker is a licensed insurance agent that represents multiple insurance companies and matches you with an insurance policy that fits your lifestyle needs. An ...

News about medicare (2)

What is an Insurance Broker and Why Would I Use One?

What is an Insurance Broker? An insurance broker is a licensed insurance agent that represents multiple insurance companies and matches you with an insurance policy that fits your lifestyle needs. An ...

How Seniors Can Stay Healthy With Everyday Movement

Daily movement provides many health benefits that can help older adults and seniors maintain a healthy and active lifestyle. We’ll cover practical and accessible ways that older adults can promote ...

Moving with Medicare: What to Know and What to Do

Moving is often a whirlwind of emotions; it’s exciting and stressful all at the same time. Just another thing to add to the long list of to-do’s is your Medicare health insurance coverage. So what do ...

Top 3 Health Tips for Aging Males

Aging is a natural part of life; it brings experience and wisdom and often changes in health and physical abilities. As we age, we are at an increased risk for a range of health issues, from chronic ...

Medicare Secrets You May Not Know About

If you know anything about Medicare, it’s probably the fact that it’s complicated! There is a lot of information to decipher and details to understand. Medicare provides essential health insurance ...

Medicare Penalties and How to Avoid Them

When it comes to Medicare, there is already so much to navigate; the last thing you want to be concerned about or deal with is penalties! Penalties in Medicare can have lasting, lifelong ...

Healthy Eating Tips for Older Adults

Eating healthy is important at all ages, though it is essential to maintain optimal health and wellness as we age. A healthy diet can help reduce the risk of illnesses and chronic diseases. By eating ...

6 Things to Consider When Choosing Medicare Coverage

When it’s time to enroll in Medicare and elect your Medicare coverage options, there is much to consider! Keep these in mind when comparing your Medicare options:

Does Medicare Cover Cataract Surgery?

According to the National Eye Institute (NEI), more than half of older Americans either have cataracts or have undergone surgery to get rid of them. With these statistics, you or someone you know ...

4 Medicare Costs That Can Affect Your Retirement

Retiring is a time of many changes, and one of the most significant considerations you’ll encounter will be your healthcare. Learning about Medicare costs can help ensure you’re taking a proactive ...

How Does Medicare Work with Social Security?

Medicare and Social Security are two separate programs that serve to provide financial protection and health insurance to the US population.

Support Services for Seniors Aging in Place

Community resources are helpful, especially when it comes to taking care of loved ones. This is why support services are available to help those who can’t perform simple tasks on their own, like ...

Which Medicare Drug Plan is Right for Me?

Medicare drug plans, also known as Medicare Part D, help seniors cover the cost of their prescription medications. With so many options to choose from, it can be overwhelming to decide which plan is ...

How Often Should Seniors Get Vision Screenings?

As we age, our eyes go through various changes that can affect our vision. It’s important for senior citizens to get regular vision screenings to ensure they maintain good eye health and prevent ...

Medicare Versus Medicaid: What’s the Difference?

As you approach Medicare eligibility, you will likely be inundated with mailings, information packets, and terms that you may not be fully aware of. This article will address a few of the common ...

Fun Things to Do with Grandkids

Are you a grandparent looking for more fun things to do with your grandchildren? Does it seem like just yesterday they were amused with funny peek-a-boo games and colorful toddler toys, and you can’t ...

How Much Does Insulin Cost in Medicare?

What Will Insulin Cost Me in Medicare?

What You’ll Learn at a Medicare Workshop

At Twin City Underwriters, we help Medicare enrollees feel more at ease and in control over their healthcare decisions. Many of our long-term clients first get to know us at a free Medicare workshop ...

Does Medicare Cover Depression Screenings?

With the current state of the world, it is no surprise that mental health concerns are on the rise. Awareness of depression symptoms and being proactive in seeking mental health care can make a ...

Financial Planning As You Retire

Planning for retirement can bring many emotions – excitement, confusion, and even fear of the unknown. Having confidence in your financial well-being is one of the best ways to establish a joyful ...

What Do I Get With Original Medicare?

You spend the first 65 years of your life contributing to Medicare taxes, so naturally, you may wonder: what do you get with Medicare? Are there any options for coverage beyond Original Medicare? ...

Understanding Medicare and Diabetes Coverage

November is National Diabetes Month, making this is an ideal time to revisit the disease’s significance and its impact on many lives. An estimated 33% of people 65 and older have diabetes (2022). ...

Which Medicare Option is Right For Me?

Original Medicare can leave a lot of gaps in your health coverage. For example, there is no maximum out-of-pocket limit on your health care costs when enrolled in just parts A and B. This means that ...

Common Medicare Scams in 2022

Medicare scams have seen a staggering rise in the past few years. If you are on Medicare or are nearing your Medicare eligibility, you have likely received countless mailers, seen the ...

What is ANOC and Why Is It Important?

As autumn arrives, Medicare recipients will be bombarded with Medicare mail. Most of the time, it is just advertisements from organizations trying to sell you what they have to offer. However, there ...

Medicare Commercials: Deciphering Fact from Fiction

Prepare yourself: we are about to enter the season of Medicare advertising. Soon you won’t be able to escape the barrage of mail, television, and online commercials about Medicare.

Get to Know Your Medicare Team at Twin City Underwriters

At Twin City Underwriters, we know how overwhelming the Medicare journey can be. Before joining, you’ll find yourself wondering – When do I apply? What type of plan is right for me? What insurance ...

The Medicare Donut Hole: How Does It Work?

If enrolled in Medicare, the word donut hole may not leave you thinking of the tasty pastry. When it comes to Medicare drug plans, also known as Medicare Part D, knowing what to expect and how your ...

Dental Implants and Medicare

Dental care is essential to our overall health. When considering having dental work or dental implants done, remember first to check what dental coverage your current insurance provides.

Traveling with Medicare Advantage: What You Need to Know

Are you eager to check off a list of desired places on your travel bucket list? We look forward to hearing about your plans! As you buy your tickets and pack your bags, here are some planning ...

Helping a Parent with Medicare Coverage

Caring for aging parents can be stressful and overwhelming. Focusing on what you can control and where you can receive support in this situation can help lead to a better outcome. When supporting an ...

7 Ways Seniors Can Stay Sharp: Improve Mental Well-Being, Memory and Focus

In today’s day and age, one might find it easy to feel disconnected with the world. With that disconnection some may feel that their senses are dulled, or that their memory retention and focus have ...

Don’t Forget to Schedule Your Annual Wellness Visit

Did you know that within the first 12 months of getting part B of Medicare, you get a free “Welcome to Medicare” preventive visit with your primary care provider? You do! Each year thereafter, ...

Traveling with Original Medicare and Medicare Supplements

Ready to fulfill your travel bucket list? Have your destination set and your passport in order? Have you considered your Medicare health coverage for your upcoming trip? We have you covered. Here is ...

What to Know About Your Medicare Card

When you start Medicare, it’s helpful to know exactly how to use your new Medicare card. Where should you keep it, when do you show it, and how do you keep it safe? We’ll cover all of this and more ...

Does Medicare Cover Basic Screenings?

Regular health screenings are one of the best ways to prevent disease and identify potential risk factors. Because of this, Medicare plans generally cover all basic screenings – and even some that ...

How to Know If You Need a Medicare Advantage Plan

When you’re newly eligible for Medicare, the options can be overwhelming. What’s the difference between Original Medicare, Medicare Advantage, Part D and Medigap? How do I know if I need a Medicare ...

What is IRMAA?

IRMAA stands for Income Related Monthly Adjustment Amount. In short, IRMAA is a potential extra charge added to your Medicare Part B or Part D premium that is determined based on your income. In ...

Medicare Prescription Deductibles: What You Need to Know

When comparing Medicare Part D plans, it’s important to consider all the details. Medicare prescription deductibles are one of the factors that will impact the overall cost of your plan. Here’s what ...

Do Medicare Star Ratings Matter?

What are Medicare Star Ratings? Medicare star ratings rank Medicare plans from 1 to 5 stars, with 5 being the highest. Any plan that has lower than 3 stars for three years in a row will be flagged as ...

7 Medicare Facts You May Not Know

When you’re enrolling in Medicare or choosing a new Medicare plan, it’s important to understand the options and process. However, we know that Medicare can be confusing! To make it easier, we’re ...

Does Your Medicare Advantage Plan Offer Extra Benefits?

There are many health care services that are not covered by Original Medicare. These include vision and preventative dental care, hearing aids, and prescription drug costs, among others. If you need ...

Why It’s Important to Review Your Medicare Plan Information

The Medicare Annual Election Period (AEP) runs from October 15 to December 7. This is when you can join a new Medicare plan or make changes to an existing plan. Unless you experience a qualifying ...

Understanding Coverage for Durable Medical Equipment

What qualifies as durable medical equipment? What type of durable medical equipment (DME) is covered by Medicare? How much will DME cost me? These are questions you might have when figuring out which ...

The 2022 Annual Election Period is Coming Up!

The 2022 Annual Election Period, or AEP, runs from October 15 and December 7. During AEP, Medicare recipients can change their Medicare and prescription drug plans for the following year. Even if ...

Why You Should Schedule an ANOC Meeting

A Plan Annual Notice of Change (ANOC) isn’t as intimidating as it seems. If you already have a Medicare plan, you will receive an Annual Notice of Change each fall. Your ANOC will have information ...

Will Original Medicare Meet My Coverage Needs?

Today, we’ll discuss Original Medicare in-depth. This will help you understand what it is, what type of coverage it includes, the cost of the plan, and if it fits your needs.

The SurePlan® Medicare System Makes Medicare Decisions Easy

Whether you’re new to Medicare or have been covered by Medicare for years, it can be confusing to sort through the options and choose a plan that meets your needs. The Twin City Underwriters’ ...

What is the Medicare Donut Hole?

What is the donut hole? Will it affect me? When will that happen and how long does it last? You may have heard the phrase “Donut Hole” when it comes to Medicare. Unfortunately, this isn’t referring ...

Are Skilled Nursing Services Covered by Medicare?

Whether you’re recovering from an injury, a planned medical procedure, or simply need extra care following a hospitalization, skilled nursing services can cover care needs during the transition ...