Staying active as we age is essential for a long and healthy life. If you’ve been looking to maintain your health and energy levels as you get older, you may be wondering if Medicare can help. The ...
What do Medicare Advantage plans, also known as Part C, have in store for 2025?
As you near the highly anticipated age of 65 years old, the excitement of joining Medicare can be overwhelming. Understanding Medicare coverage and the various plan options can be time-consuming and ...
Caregiver burnout is real. Just like workers lose energy at their jobs or parents lose energy around their kids or spouses, caregivers can easily feel burnt out constantly being “on” and focusing all ...
Alternative health care options like acupuncture, supplements, and therapeutic massage are becoming increasingly popular. With this growing interest, many find themselves wondering if Medicare covers ...
Do you foresee a new pair of glasses in your future? Maybe your current ones are barely staying together or perhaps you’re finally ready to admit that squinting at the TV isn’t as effective as it ...
Staying on top of your health is easier when you know what’s covered by Medicare. From essential screenings to vaccinations, preventive services are an important part of maintaining your health. Keep ...
Navigating the complexities of Medicare can be challenging, especially when it comes to understanding the financial aspects. One common question that our team receives from the Medicare beneficiaries ...
Choosing a Medicare plan can be hard – there are so many to choose from. How do you know you have the right one? Twin City Underwriters uses their very own SurePlan® Medicare System to ensure you ...
Unfortunately, Medicare scams are on the rise. As technology continues to become more advanced, these scams are increasingly common and sophisticated. Scammers will try just about anything to ...
Fun and Medicare are two words you don’t typically expect to be in the same sentence. We get it; Medicare can be an overwhelming topic, especially when you are just starting out. But at Twin City ...
Prior Authorization—whether you’re on Medicare or not, you’ve likely heard this term and may have some questions about it. This process, which is often necessary for certain medical services and ...
Are you dealing with joint pain? Does it leave you feeling incapable of doing the things you once enjoyed? Unfortunately, joint pain is a common occurrence for adults, especially as we age. According ...
If you are enrolled in Medicare, you likely know that changes are a common occurrence. Because of this, staying informed is critical to understanding how you may be affected and being confident that ...
Are you curious about chiropractic care and if it’s covered by Medicare? You are not alone. Whether you’re seeking relief from back pain or considering alternative therapies for another condition, ...
If you are enrolled in a Medicare plan, you may have heard the term or even received an “Annual Notice of Change (ANOC).” If you are not quite sure what this is, its significance, or the details you ...
If you have a Medicare plan, you may wonder if it automatically renews each year or if you need to take action to keep or change your plan. It’s important to be aware of how your Medicare plan ...
Whether you just started Medicare this year or have been on Medicare for several years, it’s probably no surprise that things can change often. In fact, premiums, plan benefits and more can change ...
Navigating Medicare can be overwhelming. Understanding the enrollment periods, the difference between a Medicare Supplement and a Medicare Advantage plan and the varying coverage options can be a ...
Recent studies estimate that at least 70% of older adults aged 65 years and older will require long-term care at some point. Long-term care costs vary throughout the country, but according to the ...
As you approach your 65th birthday, you’re likely to be bombarded with information, emails, and mailers from various Medicare insurance companies. It can be overwhelming to decipher the medicare ...
Understanding the roles of insurance agents and brokers is significant when it comes to insurance. These terms are often used interchangeably, which can be confusing. You might be wondering if they ...
As we age, it’s common for our senses to be less sharp than they once were. You may have a more challenging time reading the text in your novel, or you might find yourself asking the grandkids to ...
When it’s time to sign up for Medicare, there is a lot of information to take in. Signing up for Original Medicare Parts A and B is typically a rather straightforward process, but when it comes to ...
When you hear something is free, you may say that it’s too good to be true! In some cases, it is; in others, it’s not. So, when it comes to Medicare plans, the question arises: Are there really free ...
Medicare Advantage plans have become a popular choice for seniors seeking comprehensive coverage beyond Original Medicare. Also known as MA or MAPD plans, they offer supplemental benefits and often ...
Medicare consists of several different parts of coverage. Medicare Part A and Medicare Part B make up Original Medicare, which provides hospital coverage and doctor care, among other services. Find ...
When it comes to Medicare, there’s a lot to consider beyond just the basic coverage options. One crucial aspect that often catches new enrollees off guard is the fact that Medicare premiums are ...
Shortly before your 65th birthday or when you sign up for Medicare, you’ll receive a red, white and blue paper card – this is your official Medicare card. Your Medicare card will be used for many ...
Moving often comes with stress and a long to-do list, and this can be especially true for an adult child and senior parent who has decided to move into assisted living. This transition may have been ...
Medicare is not always the most straightforward to understand, and associated costs are often a key factor when starting or re-enrolling in a Medicare plan. When you begin researching your Medicare ...
Medicare Advantage plans (MA / MAPD’s) are one of the most common Medicare plan enrollments among seniors. As of 2023, Medicare Advantage plans have 30.8 million individuals enrolled, constituting ...
Original Medicare covers many medically necessary medical services that one would need; however, at the same time, Medicare doesn’t cover everything, and seniors may find themselves paying out of ...
Taking a trip can be a fun and exciting time, however the preparations before leaving for a small or grand adventure can be a bit stressful. From travel and lodging plans, to-do-lists, checklists and ...
When you are starting Medicare or reviewing your plan options during the Annual Election Period there is a lot to consider. One of the biggest decisions you will make is what type of Medicare ...
The Medicare Advantage Open Enrollment Period (MA OEP), which occurs annually from January 1 to March 31, is a time for Medicare Advantage plan members to adjust their existing plan or switch back to ...
For most people, the earliest you start your Medicare is the first day of the month you turn 65. But the information gathering process starts long before that. Some individuals seek out information ...
When you turn 65 and start Medicare, there are several different ways to receive coverage. One of the coverage options is to supplement your original Medicare (Parts A/B) with a Medicare Supplement ...
Are you satisfied with your Medicare Advantage plan? This is a question to ask yourself regularly. Although Medicare plans have many similarities, the benefits and coverage they provide can vary ...
Medicare is a federal health insurance program designed for seniors and individuals with qualifying disabilities, that offers a wide array of coverage benefits. In the complex landscape of medical ...
If you are nearing Medicare eligibility, you are likely wondering when exactly you should sign up for your Medicare benefits. The answer to this question is sometimes more complex than one would ...
When you retire, you have the best intentions to make the most of every day and remain engaged, but sometimes, you find yourself stuck in a less-than-exciting daily routine. In order to promote ...
If you have Medicare Part D or other drug coverage, drug costs can be a concern. One way to save money on prescription drug costs is to know the difference between preferred and standard drug costs. ...
When it comes to Medicare, there are several different parts of coverage that cover various healthcare services and prescription medications. Medicare Part D is commonly known as prescription drug ...
Did you know that Medicare plans like Medicare Advantage and Medicare Supplement Plans, often offer gym memberships and fitness programs? These beneficial programs help with improving your health so ...
If you are starting Medicare or if you are currently on Medicare, it is important to know when you have the option to change your plan coverage. We’ll address the key timeframes to be aware of so you ...
The Donut Hole or Coverage Gap What is it? Will it affect me? When will that happen and how long does it last?
Autumn.. it’s that wonderful time of year when the leaves start changing, the weather begins to cool down, and the word Medicare appears everywhere you turn! That is because with the change in ...
When it’s time to prepare for Medicare, it can be easy to get overwhelmed. You’re embarking on new territory; your mailbox is filled with flyers and postcards, and you really start to notice the ...
If you are starting Medicare or considering changing your current Medicare plan, you may be wondering what coverage is available and how plan benefits differ from one plan to the next. A common ...
