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There are many health care services that are not covered by Original Medicare. These include vision and preventative dental care, hearing aids, and prescription drug costs, among others. If you need coverage for these types of care (as the majority of seniors do) you’ll need to pay out of pocket or ...

The Medicare Annual Election Period (AEP) runs from October 15 to December 7. This is when you can join a new Medicare plan or make changes to an existing plan. Unless you experience a qualifying event, this is the only time of year when you can change your Medicare plan. This is why it’s important ...

What qualifies as durable medical equipment? What type of durable medical equipment (DME) is covered by Medicare? How much will DME cost me? These are questions you might have when figuring out which Medicare plan is right for you. We’ll answer those questions below – but if you need additional ...

A Plan Annual Notice of Change (ANOC) isn’t as intimidating as it seems. If you already have a Medicare plan, you will receive an Annual Notice of Change each fall. Your ANOC will have information about changes in costs, coverage, or service areas that will apply the following year. (So, the ANOC ...

Today, we’ll discuss Original Medicare in-depth. This will help you understand what it is, what type of coverage it includes, the cost of the plan, and if it fits your needs.

Whether you’re new to Medicare or have been covered by Medicare for years, it can be confusing to sort through the options and choose a plan that meets your needs. The Twin City Underwriters’ SurePlan™ Medicare System aims to make the Medicare process easier. And it’ll give you peace of mind ...

As you age and reach new life milestones – marriage, homeownership, the birth of a child, retirement – your life insurance needs will change too. This can create a challenge. You don’t want to pay for more coverage than you need. But because the cost of life insurance increases with age, you’ll end ...

Has your life changed since you took out your life insurance policy? It’s very common. Perhaps you were newly married when you first signed up for insurance. Now you’re in a new home with a baby on the way. Or maybe you’ve divorced and taken on some additional debt. Whatever your circumstances, ...

Whether you’re recovering from an injury, a planned medical procedure, or simply need extra care following a hospitalization, skilled nursing services can cover care needs during the transition between the hospital and home. If you’re on Medicare, it’s important to understand the rules and ...