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Permanent life insurance refers to life insurance policies that do not expire. Two common insurance types that fall under this umbrella are whole and universal life insurance. If you want life insurance that offers you coverage for the rest of your life, permanent life insurance may be the right ...

It often feels like we hear about a new scam targeting seniors nearly every day. And while it’s true that Medicare fraud and similar schemes can be incredibly harmful, you can save yourself the worry and stress – while also protecting yourself – by taking a few careful steps.

Has your Medicare plan unexpectedly denied coverage for a doctor visit, medical procedure, prescription medication, supply item or hospital stay? You have the right to appeal, and for that appeal to be decided quickly. At Twin City Underwriters, we advocate for our clients’ best interests, and do ...

When you’re healthy, life insurance can seem like an unnecessary expense. However, as we’ve all learned over the past year, health, safety and stability are incredibly tenuous. It only takes one illness or accident to completely change your life’s trajectory, with your family left unprepared. This ...

What Is a Medicare Advantage Plan? A Medicare Advantage Plan offers coverage through a private company instead of through government-provided Medicare. One way to receive your Medicare Coverage is by enrolling in a Medicare Advantage Plan (like an HMO or PPO). Medicare Advantage Plans, sometimes ...

It is difficult to understand the different options for life insurance – and determine which plan is right for you. Here, we’ll review the various types of life insurance and how to navigate selecting a suitable option for your individual needs.

Are you currently enrolled in a Medicare Advantage Plan or are you thinking of joining a Medicare Advantage Plan? Here are the top questions we receive about Medicare Advantage Plans and what you need to know about them before signing up.

The health of your mouth, teeth and gums can greatly affect your overall health and wellbeing. Therefore, maintaining oral and dental health is increasingly important. For seniors, having affordable dental coverage is vital.

Whether you’re new to Medicare or have been enrolled for years, figuring out when you’re able to enroll or make changes to your plan can be difficult. There is a set timeframe for when you’re first eligible to enroll in Medicare, as well an annual period in which you can make changes every year. ...