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Medicare scams have seen a staggering rise in the past few years. If you are on Medicare or are nearing your Medicare eligibility, you have likely received countless mailers, seen the too-good-to-be-true commercials, and answered some questionable phone calls. In today’s fast-paced, ...

What is a MYGA? MYGA stands for Multi-Year Guaranteed Annuity. This specific type of annuity offers a guaranteed fixed interest rate for an established period of time selected by the owner (e.g. 4% for five years). The interest compounds daily, which allows for quicker growth opportunities.

As autumn arrives, Medicare recipients will be bombarded with Medicare mail. Most of the time, it is just advertisements from organizations trying to sell you what they have to offer. However, there are some mail you will want to watch out for, including ANOC, or Annual Notice of Change, materials.

As you age, it may be important to leave a piece of life’s greatness to your future generations. That can mean sharing an heirloom that has been passed down from prior generations, contributing financially towards an education, or leaving a life insurance policy with an inheritance to be used at ...

Prepare yourself: we are about to enter the season of Medicare advertising. Soon you won’t be able to escape the barrage of mail, television, and online commercials about Medicare.

At Twin City Underwriters, we know how overwhelming the Medicare journey can be. Before joining, you’ll find yourself wondering – When do I apply? What type of plan is right for me? What insurance carrier should I enroll with? How much will it cost? Once you get past these initial steps, you’ll ...

With multiple kinds of annuities available, it is important to know how each of them works. Looking at an annuity in its entirety, the common goal is to increase the value of the amount vested and ultimately leave you with even more money. Let us start with the most predictable of the options, a ...

When it comes to life insurance, it is essential to define what you want to protect in the event of your passing. Determine your goal: perhaps you want to leave a legacy with a loved one or make sure that there are no unpaid debts for your family to remain responsible for. Let’s look at what to ...

There are so many ways to utilize technology to ensure we stay close and connected to loved ones who are away. Video Chats and Zoom events have become rituals for families with time zone challenges. These meetings are free on popular platforms and devices, and as such, they are ideal for ...