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When applying for a life insurance policy, it is helpful to know the different types of life insurance underwriting you may experience as you go through the approval process. Let’s look at what it means to assess your risk as an applicant, and how the insurance company will determine your level of ...

We are stronger when we face things together! October is Breast Cancer Awareness Month and a chance to show support for the many people in our communities affected by breast cancer. Here are several ideas for how to promote breast cancer awareness.

Medicare scams have seen a staggering rise in the past few years. If you are on Medicare or are nearing your Medicare eligibility, you have likely received countless mailers, seen the too-good-to-be-true commercials, and answered some questionable phone calls. In today’s fast-paced, ...

What is a MYGA? MYGA stands for Multi-Year Guaranteed Annuity. This specific type of annuity offers a guaranteed fixed interest rate for an established period of time selected by the owner (e.g. 4% for five years). The interest compounds daily, which allows for quicker growth opportunities.

As autumn arrives, Medicare recipients will be bombarded with Medicare mail. Most of the time, it is just advertisements from organizations trying to sell you what they have to offer. However, there are some mail you will want to watch out for, including ANOC, or Annual Notice of Change, materials.

As you age, it may be important to leave a piece of life’s greatness to your future generations. That can mean sharing an heirloom that has been passed down from prior generations, contributing financially towards an education, or leaving a life insurance policy with an inheritance to be used at ...

Prepare yourself: we are about to enter the season of Medicare advertising. Soon you won’t be able to escape the barrage of mail, television, and online commercials about Medicare.

At Twin City Underwriters, we know how overwhelming the Medicare journey can be. Before joining, you’ll find yourself wondering – When do I apply? What type of plan is right for me? What insurance carrier should I enroll with? How much will it cost? Once you get past these initial steps, you’ll ...

With multiple kinds of annuities available, it is important to know how each of them works. Looking at an annuity in its entirety, the common goal is to increase the value of the amount vested and ultimately leave you with even more money. Let us start with the most predictable of the options, a ...