Latest News

Medicare covers many essential healthcare services, but it doesn’t cover everything. Out-of-pocket costs, coverage gaps, and specific needs can leave many beneficiaries looking for additional protection. That’s where supplemental health coverage comes in to help fill those gaps and provide more ...

Are you an HR professional that just had to tell your employees, 'We do not have the money to offer the raise we would like to.' Are you hearing your employees talk about gas prices? food prices? cost of childcare? etc

A cancer diagnosis can bring more than just medical concerns and overwhelming emotions; it can also lead to unexpected expenses that aren’t always fully covered by regular health insurance or Medicare coverage. Cancer indemnity insurance is designed to help with those additional costs by providing ...

If you or a loved one needs physical therapy, one of the first questions that comes up is whether Medicare will cover it. The good news is that Medicare does provide coverage for many physical therapy services, but there are a few important details to understand, including where you receive care, ...

I am an HR professional and I feel like it is the same ole same ole....am I wrong? You might be.

If you were born between 1954 and 1965, you may have heard of the term "Generation Jones" and feel like it fits you better than "Baby Boomer". This is because Generation Jones represents a unique group. These people grew up in big cultural shifts, came of age during economic uncertainty, rising ...

Our company got its start finding an innovative way to bring about health insurance to those that felt they couldn't get health insurance. And we are doing it again. Some of the companies we work with now already have health insurance in place but some don't and we can work with either situation.

Even with Medicare coverage, a hospital stay can bring unexpected out-of-pocket costs like deductibles and high copays, especially for extended stays. Hospital stays can add up quickly, with average daily costs around $3,130. It's no surprise why medical bills are the leading cause of financial ...

Employers have strong practical reasons—not just ethical ones—to care about employee wellness. There are many articles written about it but here is a nice summary of some points to consider. We find wellness directly affects how well the organization performs.