Are you satisfied with your Medicare Advantage plan? This is a question to ask yourself regularly. Although Medicare plans have many similarities, the benefits and coverage they provide can vary ...
Medicare is a federal health insurance program designed for seniors and individuals with qualifying disabilities, that offers a wide array of coverage benefits. In the complex landscape of medical ...
If you are nearing Medicare eligibility, you are likely wondering when exactly you should sign up for your Medicare benefits. The answer to this question is sometimes more complex than one would ...
When you retire, you have the best intentions to make the most of every day and remain engaged, but sometimes, you find yourself stuck in a less-than-exciting daily routine. In order to promote ...
An annuity can be a great way to build wealth and prepare for financial success in the future. One of the most important factors when it comes to purchasing an annuity is timing. Timing will ...
If you have Medicare Part D or other drug coverage, drug costs can be a concern. One way to save money on prescription drug costs is to know the difference between preferred and standard drug costs. ...
When it comes to Medicare, there are several different parts of coverage that cover various healthcare services and prescription medications. Medicare Part D is commonly known as prescription drug ...
Did you know that Medicare plans like Medicare Advantage and Medicare Supplement Plans, often offer gym memberships and fitness programs? These beneficial programs help with improving your health so ...
If you are starting Medicare or if you are currently on Medicare, it is important to know when you have the option to change your plan coverage. We’ll address the key timeframes to be aware of so you ...
The Donut Hole or Coverage Gap What is it? Will it affect me? When will that happen and how long does it last?
Autumn.. it’s that wonderful time of year when the leaves start changing, the weather begins to cool down, and the word Medicare appears everywhere you turn! That is because with the change in ...
Inflation.. it may be more of a concern than ever before. Because of this you are likely considering all the ways you can save and protect your financial future from the impacts of inflation. With ...
When it’s time to prepare for Medicare, it can be easy to get overwhelmed. You’re embarking on new territory; your mailbox is filled with flyers and postcards, and you really start to notice the ...
If you are starting Medicare or considering changing your current Medicare plan, you may be wondering what coverage is available and how plan benefits differ from one plan to the next. A common ...
What is an Insurance Broker? An insurance broker is a licensed insurance agent that represents multiple insurance companies and matches you with an insurance policy that fits your lifestyle needs. An ...
A long-term care annuity is a traditional annuity with a rider designed to help individuals cover the expenses of long-term care services, such as nursing home care or in-home assistance. A long-term ...
Daily movement provides many health benefits that can help older adults and seniors maintain a healthy and active lifestyle. We’ll cover practical and accessible ways that older adults can promote ...
Moving is often a whirlwind of emotions; it’s exciting and stressful all at the same time. Just another thing to add to the long list of to-do’s is your Medicare health insurance coverage. So what do ...
Aging is a natural part of life; it brings experience and wisdom and often changes in health and physical abilities. As we age, we are at an increased risk for a range of health issues, from chronic ...
An annuity can provide a reliable, steady income stream and has numerous financial benefits compared to other investment options.
If you know anything about Medicare, it’s probably the fact that it’s complicated! There is a lot of information to decipher and details to understand. Medicare provides essential health insurance ...
When it comes to Medicare, there is already so much to navigate; the last thing you want to be concerned about or deal with is penalties! Penalties in Medicare can have lasting, lifelong ...
If you are considering getting life insurance in your later years, you may be wondering if you can even get covered, and if so, what is the right coverage option for you?
Eating healthy is important at all ages, though it is essential to maintain optimal health and wellness as we age. A healthy diet can help reduce the risk of illnesses and chronic diseases. By eating ...
When it’s time to enroll in Medicare and elect your Medicare coverage options, there is much to consider! Keep these in mind when comparing your Medicare options:
According to the National Eye Institute (NEI), more than half of older Americans either have cataracts or have undergone surgery to get rid of them. With these statistics, you or someone you know ...
As with any impactful financial decision, there is much to consider when purchasing an annuity. You will want to make sure the product you choose is ideal for you and your financial goals. Let’s look ...
Retiring is a time of many changes, and one of the most significant considerations you’ll encounter will be your healthcare. Learning about Medicare costs can help ensure you’re taking a proactive ...
Medicare and Social Security are two separate programs that serve to provide financial protection and health insurance to the US population.
Community resources are helpful, especially when it comes to taking care of loved ones. This is why support services are available to help those who can’t perform simple tasks on their own, like ...
Life insurance is important for your loved ones, and getting them insured may be a concern of yours, but what if they don’t take out life insurance on their own? In this article we’ll talk about how ...
Having scoliosis or other back problems can make exercise difficult. The good news is that there are a multitude of stretches that can improve your back issues and help you gain more mobility and ...
Medicare drug plans, also known as Medicare Part D, help seniors cover the cost of their prescription medications. With so many options to choose from, it can be overwhelming to decide which plan is ...
As we age, our eyes go through various changes that can affect our vision. It’s important for senior citizens to get regular vision screenings to ensure they maintain good eye health and prevent ...
As you approach Medicare eligibility, you will likely be inundated with mailings, information packets, and terms that you may not be fully aware of. This article will address a few of the common ...
Annuities are a valuable tool that can shape a retirement plan and give security to those who can’t afford to heed the risk that other financial growth products have. Just like other insurance ...
Are you a grandparent looking for more fun things to do with your grandchildren? Does it seem like just yesterday they were amused with funny peek-a-boo games and colorful toddler toys, and you can’t ...
What Will Insulin Cost Me in Medicare?
January is National Blood Donor Month, an effort to publicize the importance of blood donation and encourage people to donate blood. Continue reading to learn more about donating blood.
At Twin City Underwriters, we help Medicare enrollees feel more at ease and in control over their healthcare decisions. Many of our long-term clients first get to know us at a free Medicare workshop ...
With the current state of the world, it is no surprise that mental health concerns are on the rise. Awareness of depression symptoms and being proactive in seeking mental health care can make a ...
Life moves quickly, but it’s important to take time to review your life insurance policies at least once each year. Ensuring everything is up to date within your policy can allow you to feel ...
Liven up wintertime with new events on your social calendar! Check out one of many winter festivals, or consider a fine arts performance at one of our Twin Cities venues. You could also try out a new ...
Planning for retirement can bring many emotions – excitement, confusion, and even fear of the unknown. Having confidence in your financial well-being is one of the best ways to establish a joyful ...
The holidays! A time for family, friends, and special memories – or at least, that’s what we hope for. Sometimes the holiday season is stressful, lonely, and difficult, and we may even find ourselves ...
You spend the first 65 years of your life contributing to Medicare taxes, so naturally, you may wonder: what do you get with Medicare? Are there any options for coverage beyond Original Medicare? ...
When deciding on a life insurance policy that meets your needs, it is helpful to know the options and how they differ. Here, we will review how term life insurance and whole life insurance policies ...
November is National Diabetes Month, making this is an ideal time to revisit the disease’s significance and its impact on many lives. An estimated 33% of people 65 and older have diabetes (2022). ...
When you shop at Amazon or Target, or visit restaurants and retail businesses, ratings help you decide what and where to purchase. This is also important when making impactful decisions, such as ...
Original Medicare can leave a lot of gaps in your health coverage. For example, there is no maximum out-of-pocket limit on your health care costs when enrolled in just parts A and B. This means that ...
