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Do Veterans Need Medicare if They Have VA Benefits?

Blog Author: John Demko

If you're a veteran, you already know how valuable your VA benefits can be. The Veterans Health Administration (VHA) is the largest integrated healthcare system in the United States, providing care at 1,380 healthcare facilities, serving over 9.1 million enrolled Veterans. With care that ...

a person standing in the middle of a road, splitting off into four directions, portraying making life decisions with a sunset behind a mountain

How to Choose the Right Life Insurance Policy

Blog Author: Kari Mellone

Life insurance for many people is a non-negotiable. It offers financial protection in the event of an unexpected loss that other types of insurance or financial investments can't match. But whether you are looking around for your first life insurance policy or revisiting an existing policy, a ...

a senior man helping an elderly woman in a wheelchair get onto a public bus transportation

Does Medicare Cover Transportation Services?

Blog Author: Todd Lewison

For many older adults, getting to appointments or running errands can be stressful without reliable transportation. Using public transit isn’t always convenient or even accessible, and relying on friends or family for rides isn’t always possible. Ride-share services can help, but they’re often ...

A young family sitting on the living room floor, with the parents holding their arms over their children in a symbolic gesture of protection, like a roof.

7 Reasons to Buy Life Insurance

Blog Author: Kari Mellone

Life insurance is one of those things that you know is good to have just in case, but it's also easy to put off actually obtaining. But a good life insurance policy can do a lot more than provide a payout upon one's passing; it can be used for protection, financial planning and more. In this ...

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What Happens If I Miss My Medicare Enrollment?

Blog Author: John Demko

Enrolling in Medicare at the right time, and on time, is essential to avoiding gaps in health insurance coverage; not only that, but enrolling late could lead to penalties and increased costs that build up over time. Knowing exactly when to sign up can be confusing, especially without proper ...

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Get to Know Your Medicare Team at Twin City Underwriters

Blog Author: Kathy Ingulsrud

At Twin City Underwriters, we know how overwhelming the Medicare journey can be. Before joining, you’ll find yourself wondering – When do I apply? What type of plan is right for me? What insurance carrier should I enroll with? How much will it cost? Once you get past these initial steps, you’ll ...

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How to Sign-Up for Medicare

Blog Author: Todd Lewison

Navigating the Medicare signup process can feel overwhelming, but it doesn’t have to be! Our comprehensive how-to guide breaks down the steps and provides all the essential information you need to make the process smooth and straightforward. At Twin City Underwriters, we'll help you take the ...

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There Are So Many Letters and Acronyms – Let's Talk About Enrollment Periods

Blog Author: John Demko

What do I need to do right now? Do these rules apply to me? This blog will discuss some of the most common enrollment periods individuals typically deal with.

AI and Insurance

Blog Author: John Demko

We hear about it on the news, we see it in the stock market, and now we are even seeing it in the insurance industry! Over the last 5 years, AI has found its way into more and more everyday aspects of our lives. Let’s talk about what we have observed in the insurance industry.