Who Can Make Medicare Decisions on Your Behalf?
Blog Author: John DemkoUnderstanding all the rules of Medicare and navigating all of the different plan options and choices can be a daunting task. As we age, it's common for a decline in mental cognition, and the older we get, the more this stands true. Whether it's unexpected medical issues or a general feeling of ...
Helping a Parent with Medicare Coverage
Blog Author: Kari MelloneAs your parents get older, you may find yourself stepping in to help with everything from daily tasks to healthcare decisions, including their Medicare coverage. Knowing where to start can make all the difference. From understanding plan types to comparing options and enrollment periods, Medicare ...
How to Change Your Medicare Plan During the Annual Election Period
Blog Author: Todd LewisonDo you want to make changes to your current Medicare Advantage or Medicare Prescription Drug plan? During the Medicare Annual Election Period, also referred to as the Annual Enrollment Period (AEP) or sometimes the Medicare Open Enrollment Period, you can make changes to your Medicare plan ...
What Are OTC Benefits in a Medicare Advantage Plan?
Blog Author: Kathy IngulsrudHave you ever heard that Medicare Advantage plans often offer benefits beyond what's covered by Original Medicare? It's true! Medicare Advantage plans have become a popular option for Medicare enrollment among Medicare beneficiaries. Among other things, one added benefit that has become ...
Medicare Part D Changes for 2026
Blog Author: Kari MelloneMedicare continues to evolve year after year, and staying on top of the latest updates is key to making sure your plan still meets your needs. Whether you're already enrolled or preparing to make a switch, understanding how upcoming changes could affect your coverage is essential.
What to Do If You Signed Up for the Wrong Medicare Plan
Blog Author: John DemkoChoosing the right Medicare plan is an important decision, and it can feel overwhelming. For many people, especially those transitioning from employer-sponsored insurance, the differences in coverage, costs, and provider networks can come as a surprise. Fortunately, if you realize the Medicare plan ...
Do You Have the Right Medicare Coverage?
Blog Author: Tom PetersonThere are several times when it’s imperative to ask yourself if you have the right Medicare coverage. Of course, when you begin your Medicare journey you’ll want to take time to assess all your options and choose a Medicare plan that is ideal for your lifestyle and needs. However, you may end up ...
What Is the Medicare Part B Giveback?
Blog Author: Kathy IngulsrudHave you heard a friend or a TV commercial claiming you can get money back for your Medicare Part B premiums? Sound too good to be true? Well, it's not! However, there are guidelines for who and what type of medicare plans are qualified for this type of benefit. At Twin City Underwriters, we work ...
Insulin Coverage Through Medicare Part D
Blog Author: Kari MelloneManaging diabetes is challenging enough, but navigating Medicare coverage on top of it can be overwhelming. At the same time, millions of older adults rely on Medicare to help cover the cost of medications, supplies, and treatment. In fact, according to a 2024 report from CMS, an estimated 17 ...
