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Does Original Medicare Have a Maximum Out-of-Pocket?

Blog Author: Kathy Ingulsrud

If you've had employer-sponsored health insurance or a marketplace plan, you're probably familiar with the safety net of a maximum out-of-pocket limit. A maximum out-of-pocket limit is a cap on your annual medical expenses that keeps costs from spiraling out of control. It's a standard feature of ...

two senior veterans sitting on a park bench looking at information together on a mobile phone

How to Choose the Right Medicare Plan When You Have VA Benefits

Blog Author: John Demko

Navigating how VA benefits work with Medicare coverage can be overwhelming, and you probably have a lot of questions. If you have VA coverage, do you even need a Medicare plan? How does the coverage work together? What type of plan makes the most sense for you?

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2026 Costs for Medicare Part A and Part B

Blog Author: Todd Lewison

Whether you're new to Medicare or reviewing your coverage for the year ahead, knowing what Part A and Part B will cost in 2026 can help you avoid surprises. Costs can shift from year to year, and even small changes can impact your monthly budget, especially when you're on a fixed income. It can ...

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What Happens After You Apply for a Medicare Plan

Blog Author: Kathy Ingulsrud

So, you’ve applied for your first—or a new—Medicare plan, and now you’re probably wondering: what happens next ? When will you receive confirmation that your enrollment went through? How soon will your new card arrive, and when can you start using your plan to see doctors or fill prescriptions?

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Frequently Asked Questions About Medicare Advantage Plans

Blog Author: Todd Lewison

Are you currently enrolled in a Medicare Advantage Plan or are you thinking of joining a Medicare Advantage Plan? Choosing the right Medicare plan can feel overwhelming, and it’s normal to have questions. Here are the top questions we receive as Medicare insurance brokers about Medicare Advantage ...

Medigap – What is It and Do I Need It?

Blog Author: Tom Peterson

You already have Original Medicare, and it seems to pay a fair amount towards your medical costs. Where, then, does Medigap come in? Many people might be surprised when learning that Medicare doesn’t always pay your full bill – only part of it. That’s where additional coverage like Medicare ...

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5 Reasons Why You Should Revisit Your Life Insurance

Blog Author: Tom Peterson

When was the last time you looked closely at your life insurance policy? For many people, it was the day they purchased it or the day it was provided through an employer. Years may have passed since then, and in that time your life, family, and even financial responsibilities may have changed. If ...

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What to Know Before Buying a Life Insurance Policy

Blog Author: Kari Mellone

Buying a life insurance policy is an important decision. According to LIMRA's 2023 Insurance Barometer study, only about half (52%) of individuals report they have life insurance coverage, either through their place of employment or their own policy. And only 59% of parents report having life ...

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Do Veterans Need Medicare if They Have VA Benefits?

Blog Author: John Demko

If you're a veteran, you already know how valuable your VA benefits can be. The Veterans Health Administration (VHA) is the largest integrated healthcare system in the United States, providing care at 1,380 healthcare facilities, serving over 9.1 million enrolled Veterans. With care that ...