What Physical Therapy Services Does Medicare Cover?
Blog Author: Todd LewisonIf you or a loved one needs physical therapy, one of the first questions that comes up is whether Medicare will cover it. The good news is that Medicare does provide coverage for many physical therapy services, but there are a few important details to understand, including where you receive care, ...
Is there anything new to offer employees?
Blog Author: TCU AuthorI am an HR professional and I feel like it is the same ole same ole....am I wrong? You might be.
It's how we started and how we will continue...
Blog Author: Kari MelloneOur company got its start finding an innovative way to bring about health insurance to those that felt they couldn't get health insurance. And we are doing it again. Some of the companies we work with now already have health insurance in place but some don't and we can work with either situation.
What Is Hospital Indemnity Insurance and What Does It Cover?
Blog Author: Todd LewisonEven with Medicare coverage, a hospital stay can bring unexpected out-of-pocket costs like deductibles and high copays, especially for extended stays. Hospital stays can add up quickly, with average daily costs around $3,130. It's no surprise why medical bills are the leading cause of financial ...
Understanding Medicare and Diabetes Coverage
Blog Author: John DemkoNearly 1 in 3 (29%) of individuals aged 65 and older have diabetes (2023). Being a senior and living with diabetes can be challenging for both your health and your finances. It's essential to understand Medicare and its coverage for diabetes so you can select the right plan for your needs. In this ...
Is Medicare Better Than Employer Insurance?
Blog Author: Kari MelloneAs you approach 65, if you are still employed, you might be able to continue using your employer's health insurance. Many people in this situation may find themselves unsure about whether to retain their current insurance or switch to Medicare.
4 Myths About Medicare, Answered
Blog Author: Todd LewisonNavigating Medicare can feel like wandering through a maze, especially with frequent changes in rules and coverage. Because of this, it can be hard to separate myth from truth. Your friends’ experiences with Medicare, even just a year or two ago, may not be the same as Medicare rules today or when ...
Does Original Medicare Have a Maximum Out-of-Pocket?
Blog Author: Kathy IngulsrudIf you've had employer-sponsored health insurance or a marketplace plan, you're probably familiar with the safety net of a maximum out-of-pocket limit. A maximum out-of-pocket limit is a cap on your annual medical expenses that keeps costs from spiraling out of control. It's a standard feature of ...
How to Choose the Right Medicare Plan When You Have VA Benefits
Blog Author: John DemkoNavigating how VA benefits work with Medicare coverage can be overwhelming, and you probably have a lot of questions. If you have VA coverage, do you even need a Medicare plan? How does the coverage work together? What type of plan makes the most sense for you?
