How Does the Medicare Part B Giveback Benefit Work?
Blog Author: John DemkoIf you’ve seen the commercials promising to "put money back in your Social Security check," you likely have some questions about what this is, whether it's legit and how it works. If you hear these claims, they are likely referring to the Medicare Part B Giveback, which may also be described as the ...
Why People Add Supplemental Health Coverage to Their Medicare Plans
Blog Author: Kari MelloneMedicare covers many essential healthcare services, but it doesn’t cover everything. Out-of-pocket costs, coverage gaps, and specific needs can leave many beneficiaries looking for additional protection. That’s where supplemental health coverage comes in to help fill those gaps and provide more ...
What Is Cancer Indemnity Insurance and How Does It Work?
Blog Author: John DemkoA cancer diagnosis can bring more than just medical concerns and overwhelming emotions; it can also lead to unexpected expenses that aren’t always fully covered by regular health insurance or Medicare coverage. Cancer indemnity insurance is designed to help with those additional costs by providing ...
What Physical Therapy Services Does Medicare Cover?
Blog Author: Todd LewisonIf you or a loved one needs physical therapy, one of the first questions that comes up is whether Medicare will cover it. The good news is that Medicare does provide coverage for many physical therapy services, but there are a few important details to understand, including where you receive care, ...
Is there anything new to offer employees?
Blog Author: TCU AuthorI am an HR professional and I feel like it is the same ole same ole....am I wrong? You might be.
It's how we started and how we will continue...
Blog Author: Kari MelloneOur company got its start finding an innovative way to bring about health insurance to those that felt they couldn't get health insurance. And we are doing it again. Some of the companies we work with now already have health insurance in place but some don't and we can work with either situation.
What Is Hospital Indemnity Insurance and What Does It Cover?
Blog Author: Todd LewisonEven with Medicare coverage, a hospital stay can bring unexpected out-of-pocket costs like deductibles and high copays, especially for extended stays. Hospital stays can add up quickly, with average daily costs around $3,130. It's no surprise why medical bills are the leading cause of financial ...
Does employee wellness matter to an employer?
Blog Author: TCU AuthorEmployers have strong practical reasons—not just ethical ones—to care about employee wellness. There are many articles written about it but here is a nice summary of some points to consider. We find wellness directly affects how well the organization performs.
Understanding Medicare and Diabetes Coverage
Blog Author: John DemkoNearly 1 in 3 (29%) of individuals aged 65 and older have diabetes (2023). Being a senior and living with diabetes can be challenging for both your health and your finances. It's essential to understand Medicare and its coverage for diabetes so you can select the right plan for your needs. In this ...
