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How to Choose the Right Life Insurance Policy

Blog Author: Kari Mellone

Life insurance for many people is a non-negotiable. It offers financial protection in the event of an unexpected loss that other types of insurance or financial investments can't match. But whether you are looking around for your first life insurance policy or revisiting an existing policy, a ...

A young family sitting on the living room floor, with the parents holding their arms over their children in a symbolic gesture of protection, like a roof.

7 Reasons to Buy Life Insurance

Blog Author: Kari Mellone

Life insurance is one of those things that you know is good to have just in case, but it's also easy to put off actually obtaining. But a good life insurance policy can do a lot more than provide a payout upon one's passing; it can be used for protection, financial planning and more. In this ...

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There Are So Many Letters and Acronyms – Let's Talk About Enrollment Periods

Blog Author: John Demko

What do I need to do right now? Do these rules apply to me? This blog will discuss some of the most common enrollment periods individuals typically deal with.

AI and Insurance

Blog Author: John Demko

We hear about it on the news, we see it in the stock market, and now we are even seeing it in the insurance industry! Over the last 5 years, AI has found its way into more and more everyday aspects of our lives. Let’s talk about what we have observed in the insurance industry.

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Medicare Part D Changes for 2026

Blog Author: Kari Mellone

Medicare continues to evolve year after year, and staying on top of the latest updates is key to making sure your plan still meets your needs. Whether you're already enrolled or preparing to make a switch, understanding how upcoming changes could affect your coverage is essential.

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Can I Use Medicare for Amazon Pharmacy?

Blog Author: Kathy Ingulsrud

Amazon has changed the way many of us shop and the convenience of our lives. What once started as an online bookstore has evolved into an online mega platform where you can order just about anything, and now get groceries and even prescription medications delivered! So if you are curious about ...

Stacks of coins increasing in height on top of a clock, representing annuity growth and time-based financial planning.

The Pros and Cons of Buying an Annuity in Your 70s

Blog Author: Kathy Ingulsrud

What Is an Annuity? An annuity is a legal agreement between a life insurance company and the contract holder. It can only be issued by a licensed life insurance company and sold by a licensed life agent.

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How Can Medicare Advantage Plans Have No Premium Cost?

Blog Author: Kathy Ingulsrud

If you're close to starting Medicare or even have been enrolled for some time, you've likely heard of $0 premium Medicare plans and wondered how that can be. It must be too good to be true, right? Well, it's not! $0 premium Medicare Advantage plans do exist and can be a good fit for many ...

happy senior couple meeting with insurance advisor on insurance plans signing paperwork on wood table

How Twin City Underwriters Offers a Better Insurance Experience

Blog Author: Kathy Ingulsrud

Understanding insurance options and making insurance decisions with confidence is no easy feat. Fortunately, you don't have to do it alone. The trusted and experienced team of insurance professionals at Twin City Underwriters are dedicated to providing you with a better insurance experience. We ...