insurance News

What Physical Therapy Services Does Medicare Cover?

If you or a loved one needs physical therapy, one of the first questions that comes up is whether Medicare will cover it. The good news is that Medicare does provide coverage for many physical therapy services, but there are a few important details to understand, including where you receive care, ...

Is there anything new to offer employees?

I am an HR professional and I feel like it is the same ole same ole....am I wrong? You might be.

It's how we started and how we will continue...

Our company got its start finding an innovative way to bring about health insurance to those that felt they couldn't get health insurance. And we are doing it again. Some of the companies we work with now already have health insurance in place but some don't and we can work with either situation.

What Is Hospital Indemnity Insurance and What Does It Cover?

Even with Medicare coverage, a hospital stay can bring unexpected out-of-pocket costs like deductibles and high copays, especially for extended stays. Hospital stays can add up quickly, with average daily costs around $3,130. It's no surprise why medical bills are the leading cause of financial ...

Does employee wellness matter to an employer?

Employers have strong practical reasons—not just ethical ones—to care about employee wellness. There are many articles written about it but here is a nice summary of some points to consider. We find wellness directly affects how well the organization performs.

Understanding Medicare and Diabetes Coverage

Nearly 1 in 3 (29%) of individuals aged 65 and older have diabetes (2023). Being a senior and living with diabetes can be challenging for both your health and your finances. It's essential to understand Medicare and its coverage for diabetes so you can select the right plan for your needs. In this ...

What to Know Before Buying a Life Insurance Policy

Buying a life insurance policy is an important decision. According to LIMRA's 2023 Insurance Barometer study, only about half (52%) of individuals report they have life insurance coverage, either through their place of employment or their own policy. And only 59% of parents report having life ...