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Can I Use Medicare for Amazon Pharmacy?

Blog Author: Kathy Ingulsrud

Amazon has changed the way many of us shop and the convenience of our lives. What once started as an online bookstore has evolved into an online mega platform where you can order just about anything, and now get groceries and even prescription medications delivered! So if you are curious about ...

Stacks of coins increasing in height on top of a clock, representing annuity growth and time-based financial planning.

The Pros and Cons of Buying an Annuity in Your 70s

Blog Author: Kathy Ingulsrud

What Is an Annuity? An annuity is a legal agreement between a life insurance company and the contract holder. It can only be issued by a licensed life insurance company and sold by a licensed life agent.

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How Can Medicare Advantage Plans Have No Premium Cost?

Blog Author: Kathy Ingulsrud

If you're close to starting Medicare or even have been enrolled for some time, you've likely heard of $0 premium Medicare plans and wondered how that can be. It must be too good to be true, right? Well, it's not! $0 premium Medicare Advantage plans do exist and can be a good fit for many ...

happy senior couple meeting with insurance advisor on insurance plans signing paperwork on wood table

How Twin City Underwriters Offers a Better Insurance Experience

Blog Author: Kathy Ingulsrud

Understanding insurance options and making insurance decisions with confidence is no easy feat. Fortunately, you don't have to do it alone. The trusted and experienced team of insurance professionals at Twin City Underwriters are dedicated to providing you with a better insurance experience. We ...

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How to Leave a Tax-Free Inheritance with Life Insurance

Blog Author: Kari Mellone

You’ve worked hard to build financial security for your family, which is the main reason why you don't want to let taxes diminish their inheritance. With the right life insurance strategy, you can pass down a tax-free inheritance without concerns of the tax burden. In this article, we'll explore ...

The ICHRA - a form of Employee Group Health Insurance

Blog Author: Dean Hanson

A relatively new phenomenon in the employee benefits world is the Individual Coverage Health Reimbursement Arrangement or ICHRA. This program is an employer sponsored plan that employers can implement to reimburse employees for individual health insurance premiums and out-of-pocket medical expenses ...

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Why Medicare Education Matters for Making Informed Choices

Blog Author: John Demko

As you near the highly anticipated age of 65 years old, the excitement of joining Medicare can be overwhelming. Understanding Medicare coverage and the various plan options can be time-consuming and a lot of information for anyone to process. There are countless complexities, numerous nuances, and ...

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Life Insurance for Seniors: What To Consider and Knowing Your Options

Blog Author: Kari Mellone

There are two crucial topics that are of the utmost importance as you age: Life insurance and medical insurance. On one hand, you want to maintain a healthy, positive way of living so you can live longer and be happier. On the other hand, you know you’re getting older, and life insurance is ...

Man in wheelchair being helped by caregiver

Alternative Health Care Coverage with Medicare

Blog Author: Kathy Ingulsrud

Alternative health care options like acupuncture, supplements, and therapeutic massage are becoming increasingly popular. With this growing interest, many find themselves wondering if Medicare covers these alternative healthcare treatments. Our licensed agents, who specialize in Medicare coverage, ...