Medicare Part D Changes for 2026
Blog Author: Kari MelloneMedicare continues to evolve year after year, and staying on top of the latest updates is key to making sure your plan still meets your needs. Whether you're already enrolled or preparing to make a switch, understanding how upcoming changes could affect your coverage is essential.
Can I Use Medicare for Amazon Pharmacy?
Blog Author: Kathy IngulsrudAmazon has changed the way many of us shop and the convenience of our lives. What once started as an online bookstore has evolved into an online mega platform where you can order just about anything, and now get groceries and even prescription medications delivered! So if you are curious about ...
The Pros and Cons of Buying an Annuity in Your 70s
Blog Author: Kathy IngulsrudWhat Is an Annuity? An annuity is a legal agreement between a life insurance company and the contract holder. It can only be issued by a licensed life insurance company and sold by a licensed life agent.
How Can Medicare Advantage Plans Have No Premium Cost?
Blog Author: Kathy IngulsrudIf you're close to starting Medicare or even have been enrolled for some time, you've likely heard of $0 premium Medicare plans and wondered how that can be. It must be too good to be true, right? Well, it's not! $0 premium Medicare Advantage plans do exist and can be a good fit for many ...
How Twin City Underwriters Offers a Better Insurance Experience
Blog Author: Kathy IngulsrudUnderstanding insurance options and making insurance decisions with confidence is no easy feat. Fortunately, you don't have to do it alone. The trusted and experienced team of insurance professionals at Twin City Underwriters are dedicated to providing you with a better insurance experience. We ...
How to Leave a Tax-Free Inheritance with Life Insurance
Blog Author: Kari MelloneYou’ve worked hard to build financial security for your family, which is the main reason why you don't want to let taxes diminish their inheritance. With the right life insurance strategy, you can pass down a tax-free inheritance without concerns of the tax burden. In this article, we'll explore ...
The ICHRA - a form of Employee Group Health Insurance
Blog Author: Dean HansonA relatively new phenomenon in the employee benefits world is the Individual Coverage Health Reimbursement Arrangement or ICHRA. This program is an employer sponsored plan that employers can implement to reimburse employees for individual health insurance premiums and out-of-pocket medical expenses ...
Why Medicare Education Matters for Making Informed Choices
Blog Author: John DemkoAs you near the highly anticipated age of 65 years old, the excitement of joining Medicare can be overwhelming. Understanding Medicare coverage and the various plan options can be time-consuming and a lot of information for anyone to process. There are countless complexities, numerous nuances, and ...
Life Insurance for Seniors: What To Consider and Knowing Your Options
Blog Author: Kari MelloneThere are two crucial topics that are of the utmost importance as you age: Life insurance and medical insurance. On one hand, you want to maintain a healthy, positive way of living so you can live longer and be happier. On the other hand, you know you’re getting older, and life insurance is ...
