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How Can Medicare Advantage Plans Have No Premium Cost?

Blog Author: Kathy Ingulsrud

If you're close to starting Medicare or even have been enrolled for some time, you've likely heard of $0 premium Medicare plans and wondered how that can be. It must be too good to be true, right? Well, it's not! $0 premium Medicare Advantage plans do exist and can be a good fit for many ...

close up of senior woman talking on phone about her medicare plan

What is Medicare Part A and What Does it Cover?

Blog Author: Tom Peterson

When you first start exploring Medicare, the different parts can feel a bit like alphabet soup. Medicare Part A is often described as hospital insurance, but that’s just the beginning. It covers a range of services related to inpatient care, including hospital stays, skilled nursing facility care, ...

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How Twin City Underwriters Offers a Better Insurance Experience

Blog Author: Kathy Ingulsrud

Understanding insurance options and making insurance decisions with confidence is no easy feat. Fortunately, you don't have to do it alone. The trusted and experienced team of insurance professionals at Twin City Underwriters are dedicated to providing you with a better insurance experience. We ...

8 Questions to Ask When Enrolling in a Medicare Advantage Plan

Blog Author: John Demko

Choosing the right Medicare plan is no easy task. And doing it on your own can be overwhelming. Fortunately, there are plenty of resources available to help you understand your options and make a decision with confidence. If you are considering a Medicare Advantage plan, you'll want to be confident ...

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How to Leave a Tax-Free Inheritance with Life Insurance

Blog Author: Kari Mellone

You’ve worked hard to build financial security for your family, which is the main reason why you don't want to let taxes diminish their inheritance. With the right life insurance strategy, you can pass down a tax-free inheritance without concerns of the tax burden. In this article, we'll explore ...

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What is a Medicare Special Needs Plan?

Blog Author: Kathy Ingulsrud

You're probably familiar with Medicare, but you may not know much about Medicare Special Needs Plans (SNPs), a type of Medicare plan designed for individuals with specific healthcare needs. These plans offer tailored benefits, coverage, and support for those who qualify. In this blog, we'll explore ...

Traveling Internationally with Medicare

Blog Author: Todd Lewison

It's important to be prepared when you are getting ready for an international trip so that you can relax and enjoy your vacation. Besides remembering to grab your passport and pack extra socks, it's also very helpful to know what happens with your Medicare plan when you travel abroad. Do you know ...

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What to Look For When Choosing a Medicare Plan

Blog Author: Todd Lewison

Are you looking for a Medicare Plan to fit your specific needs but don’t know what important factors you need to consider? Whether you are just starting to consider enrolling into Medicare, or you've been enrolled for years and are considering switching plans, there is a lot of information to be ...

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Navigating Medicare While Caring for Aging Parents and Your Own Family

Blog Author: Kathy Ingulsrud

As part of the sandwich generation, you may find yourself helping to care for your aging parents while managing your own family's responsibilities. This can be a challenge on it's own, but it only gets more complex when Medicare comes into play. Managing healthcare planning for elderly parents can ...