What Is Cancer Indemnity Insurance and How Does It Work?
Blog Author: John DemkoA cancer diagnosis can bring more than just medical concerns and overwhelming emotions; it can also lead to unexpected expenses that aren’t always fully covered by regular health insurance or Medicare coverage. Cancer indemnity insurance is designed to help with those additional costs by providing ...
What Physical Therapy Services Does Medicare Cover?
Blog Author: Todd LewisonIf you or a loved one needs physical therapy, one of the first questions that comes up is whether Medicare will cover it. The good news is that Medicare does provide coverage for many physical therapy services, but there are a few important details to understand, including where you receive care, ...
Is there anything new to offer employees?
Blog Author: TCU AuthorI am an HR professional and I feel like it is the same ole same ole....am I wrong? You might be.
Are you 'Generation Jones' more than a 'Baby Boomer'?
Blog Author: Kari MelloneIf you were born between 1954 and 1965, you may have heard of the term "Generation Jones" and feel like it fits you better than "Baby Boomer". This is because Generation Jones represents a unique group. These people grew up in big cultural shifts, came of age during economic uncertainty, rising ...
What Is Hospital Indemnity Insurance and What Does It Cover?
Blog Author: Todd LewisonEven with Medicare coverage, a hospital stay can bring unexpected out-of-pocket costs like deductibles and high copays, especially for extended stays. Hospital stays can add up quickly, with average daily costs around $3,130. It's no surprise why medical bills are the leading cause of financial ...
Does Original Medicare Have a Maximum Out-of-Pocket?
Blog Author: Kathy IngulsrudIf you've had employer-sponsored health insurance or a marketplace plan, you're probably familiar with the safety net of a maximum out-of-pocket limit. A maximum out-of-pocket limit is a cap on your annual medical expenses that keeps costs from spiraling out of control. It's a standard feature of ...
How to Choose the Right Medicare Plan When You Have VA Benefits
Blog Author: John DemkoNavigating how VA benefits work with Medicare coverage can be overwhelming, and you probably have a lot of questions. If you have VA coverage, do you even need a Medicare plan? How does the coverage work together? What type of plan makes the most sense for you?
2026 Costs for Medicare Part A and Part B
Blog Author: Todd LewisonWhether you're new to Medicare or reviewing your coverage for the year ahead, knowing what Part A and Part B will cost in 2026 can help you avoid surprises. Costs can shift from year to year, and even small changes can impact your monthly budget, especially when you're on a fixed income. It can ...
What Happens After You Apply for a Medicare Plan
Blog Author: Kathy IngulsrudSo, you’ve applied for your first—or a new—Medicare plan, and now you’re probably wondering: what happens next ? When will you receive confirmation that your enrollment went through? How soon will your new card arrive, and when can you start using your plan to see doctors or fill prescriptions?
