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How Life Insurance Company Ratings Help You Choose

Blog Author: Eric Baker

Buying life insurance can be a challenging task; you either don't give it much thought and end up with coverage you don't have confidence in, or you overanalyze everything to the point of feeling overwhelmed. One component that often does not get the attention it should is the rating of the ...

A guy that maybe could benefit from the medication talking to his doctor about how he can't afford the medication

GLP 1 Treatments and the Medicare Bridge Program - July 1, 2026

Blog Author: TCU Author

Understanding how Medicare coverage is evolving to financially support GLP-1 treatments can help you make informed decisions about your health and budget for 2026 and beyond.

senior couple siting on sofa in living room reviewing paperwork and life insurance documents together

Mistakes to Avoid When Buying Life Insurance

Blog Author: Eric Baker

Buying life insurance isn’t something most people do very often; some people only do so once or twice in their lives, whereas the average is around 7 times. And most of those occur when they change jobs and a new coverage option becomes available, rather than shopping around for the right policy. ...

a senior man veteran in a camo hat, standing in front of water front memorial site with ships in the background

How Does the Medicare Part B Giveback Benefit Work?

Blog Author: John Demko

If you’ve seen the commercials promising to "put money back in your Social Security check," you likely have some questions about what this is, whether it's legit and how it works. If you hear these claims, they are likely referring to the Medicare Part B Giveback, which may also be described as the ...

hand holding wooden circle block over a stack each with a different medical picture icon to represent various healthcare needs

Why People Add Supplemental Health Coverage to Their Medicare Plans

Blog Author: Kari Mellone

Medicare covers many essential healthcare services, but it doesn’t cover everything. Out-of-pocket costs, coverage gaps, and specific needs can leave many beneficiaries looking for additional protection. That’s where supplemental health coverage comes in to help fill those gaps and provide more ...

employee living costs are high but so are employee benefit costs

Could Your Next Employee Benefit Actually Reduce Company Costs?

Blog Author: TCU Author

Are you an HR professional that had to tell your employees, 'We do not have the money to offer the raise we would like to.' Are you hearing your employees talk about gas prices? food prices? cost of childcare? etc

a middle aged woman with cancer wearing head covering hugging a female family member

What Is Cancer Indemnity Insurance and How Does It Work?

Blog Author: John Demko

A cancer diagnosis can bring more than just medical concerns and overwhelming emotions; it can also lead to unexpected expenses that aren’t always fully covered by regular health insurance or Medicare coverage. Cancer indemnity insurance is designed to help with those additional costs by providing ...

a senior man wearing glasses holding hand weights performing PT with a physical therapist

What Physical Therapy Services Does Medicare Cover?

Blog Author: Todd Lewison

If you or a loved one needs physical therapy, one of the first questions that comes up is whether Medicare will cover it. The good news is that Medicare does provide coverage for many physical therapy services, but there are a few important details to understand, including where you receive care, ...

Innovative employee benefit that even benefits the employer

Is there anything new to offer employees?

Blog Author: TCU Author

I am an HR professional and I feel like it is the same ole same ole....am I wrong? You might be.