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What Is the Medicare Part B Giveback?

Blog Author: Kathy Ingulsrud

Have you heard a friend or a TV commercial claiming you can get money back for your Medicare Part B premiums? Sound too good to be true? Well, it's not! However, there are guidelines for who and what type of medicare plans are qualified for this type of benefit. At Twin City Underwriters, we work ...

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Can I Use Medicare for Amazon Pharmacy?

Blog Author: Kathy Ingulsrud

Amazon has changed the way many of us shop and the convenience of our lives. What once started as an online bookstore has evolved into an online mega platform where you can order just about anything, and now get groceries and even prescription medications delivered! So if you are curious about ...

Stacks of coins increasing in height on top of a clock, representing annuity growth and time-based financial planning.

The Pros and Cons of Buying an Annuity in Your 70s

Blog Author: Kathy Ingulsrud

What Is an Annuity? An annuity is a legal agreement between a life insurance company and the contract holder. It can only be issued by a licensed life insurance company and sold by a licensed life agent.

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How Can Medicare Advantage Plans Have No Premium Cost?

Blog Author: Kathy Ingulsrud

If you're close to starting Medicare or even have been enrolled for some time, you've likely heard of $0 premium Medicare plans and wondered how that can be. It must be too good to be true, right? Well, it's not! $0 premium Medicare Advantage plans do exist and can be a good fit for many ...

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What is Medicare Part A and What Does it Cover?

Blog Author: Tom Peterson

When you first start exploring Medicare, the different parts can feel a bit like alphabet soup. Medicare Part A is often described as hospital insurance, but that’s just the beginning. It covers a range of services related to inpatient care, including hospital stays, skilled nursing facility care, ...

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How Twin City Underwriters Offers a Better Insurance Experience

Blog Author: Kathy Ingulsrud

Understanding insurance options and making insurance decisions with confidence is no easy feat. Fortunately, you don't have to do it alone. The trusted and experienced team of insurance professionals at Twin City Underwriters are dedicated to providing you with a better insurance experience. We ...

8 Questions to Ask When Enrolling in a Medicare Advantage Plan

Blog Author: John Demko

Choosing the right Medicare plan is no easy task. And doing it on your own can be overwhelming. Fortunately, there are plenty of resources available to help you understand your options and make a decision with confidence. If you are considering a Medicare Advantage plan, you'll want to be confident ...

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How to Leave a Tax-Free Inheritance with Life Insurance

Blog Author: Kari Mellone

You’ve worked hard to build financial security for your family, which is the main reason why you don't want to let taxes diminish their inheritance. With the right life insurance strategy, you can pass down a tax-free inheritance without concerns of the tax burden. In this article, we'll explore ...

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What is a Medicare Special Needs Plan?

Blog Author: Kathy Ingulsrud

You're probably familiar with Medicare, but you may not know much about Medicare Special Needs Plans (SNPs), a type of Medicare plan designed for individuals with specific healthcare needs. These plans offer tailored benefits, coverage, and support for those who qualify. In this blog, we'll explore ...