What is Family Life Insurance?
Blog Author: Tom PetersonMost individuals are familiar with the term and concept of life insurance, but what about family life insurance? How is family life insurance different from any other life insurance policy? We’ll fill you in on the unique features and benefits of family life insurance and how it can provide ...
Can I Laminate My Medicare Card?
Blog Author: John DemkoShortly before your 65th birthday or when you sign up for Medicare, you’ll receive a red, white and blue paper card – this is your official Medicare card. Your Medicare card will be used for many things, such as receiving health care services from Medicare-approved providers, and you will need to ...
What is Legacy Life Insurance?
Blog Author: Tom PetersonMany individuals decide that one thing they would like to achieve in their lifetime is to leave a meaningful legacy or inheritance for their family and loved ones. One of the ways this is achieved is using legacy life insurance. Legacy life insurance is not a type of policy but rather a way of ...
Does Medicare Have a Deductible?
Blog Author: Todd LewisonMedicare is not always the most straightforward to understand, and associated costs are often a key factor when starting or re-enrolling in a Medicare plan. When you begin researching your Medicare options and enroll in Medicare, it can be difficult to decipher exactly how much everything will ...
Do Doctors Not Like Medicare Advantage Plans?
Blog Author: Todd LewisonMedicare Advantage plans (MA / MAPD’s) are one of the most common Medicare plan enrollments among seniors. As of 2023, Medicare Advantage plans have 30.8 million individuals enrolled, constituting over half (51%) of the eligible Medicare population. Given their popularity among older adults, ...
Does Medicare Cover Hospice Care?
Blog Author: John DemkoOriginal Medicare covers many medically necessary medical services that one would need; however, at the same time, Medicare doesn’t cover everything, and seniors may find themselves paying out of pocket or obtaining additional medical insurance to cover certain services. It can be challenging to ...
Should I Buy an Annuity in 2024?
Blog Author: Kari MelloneAre you wondering if now is the right time to purchase that annuity you’ve been considering? You are not alone, and timing plays a crucial role in purchasing and using an annuity as a wealth-building tool for future financial success. It affects your investment amount, potential gains, and the ...
What’s the Difference: Medicare Advantage Plans vs. Medicare Supplements
Blog Author: John DemkoWhen you are starting Medicare or reviewing your plan options during the Annual Election Period there is a lot to consider. One of the biggest decisions you will make is what type of Medicare coverage is right for you, with the two most popular options being original medicare with or without a ...
What is the Medicare Advantage Open Enrollment Period (OEP)?
Blog Author: Todd LewisonThe Medicare Advantage Open Enrollment Period (MA OEP), which occurs annually from January 1 to March 31, is a time for Medicare Advantage plan members to adjust their existing plan or switch back to Original Medicare. The changes permitted during this period are similar to the broader Medicare ...
