How to Leave a Tax-Free Inheritance with Life Insurance
Blog Author: Kari MelloneYou’ve worked hard to build financial security for your family, which is the main reason why you don't want to let taxes diminish their inheritance. With the right life insurance strategy, you can pass down a tax-free inheritance without concerns of the tax burden. In this article, we'll explore ...
The ICHRA - a form of Employee Group Health Insurance
Blog Author: Dean HansonA relatively new phenomenon in the employee benefits world is the Individual Coverage Health Reimbursement Arrangement or ICHRA. This program is an employer sponsored plan that employers can implement to reimburse employees for individual health insurance premiums and out-of-pocket medical expenses ...
What is a Medicare Special Needs Plan?
Blog Author: Kathy IngulsrudYou're probably familiar with Medicare, but you may not know much about Medicare Special Needs Plans (SNPs), a type of Medicare plan designed for individuals with specific healthcare needs. These plans offer tailored benefits, coverage, and support for those who qualify. In this blog, we'll explore ...
Traveling Internationally with Medicare
Blog Author: Todd LewisonIt's important to be prepared when you are getting ready for an international trip so that you can relax and enjoy your vacation. Besides remembering to grab your passport and pack extra socks, it's also very helpful to know what happens with your Medicare plan when you travel abroad. Do you know ...
What to Look For When Choosing a Medicare Plan
Blog Author: Todd LewisonAre you looking for a Medicare Plan to fit your specific needs but don’t know what important factors you need to consider? Whether you are just starting to consider enrolling into Medicare, or you've been enrolled for years and are considering switching plans, there is a lot of information to be ...
Navigating Medicare While Caring for Aging Parents and Your Own Family
Blog Author: Kathy IngulsrudAs part of the sandwich generation, you may find yourself helping to care for your aging parents while managing your own family's responsibilities. This can be a challenge on it's own, but it only gets more complex when Medicare comes into play. Managing healthcare planning for elderly parents can ...
Recognizing Medicare Gaps in Home Health Care and How to Fill Them
Blog Author: John DemkoIf you or a loved one is in need of home health care, it's important to understand what Medicare covers for these types of services and what is excluded. In this blog, you'll learn what home health care entails, what coverage Medicare provides, and where the gaps lie so you can plan accordingly and ...
Does My Medicare Cover the Shingles Vaccine?
Blog Author: John DemkoShingles can cause intense pain and discomfort, but the good news is that it can be preventable with the Shingrix vaccine. If you’re wondering whether your Medicare plan covers this vaccine, you’re not alone. As licensed agents who specialize in Medicare, we hear this question a lot. In this post, ...
Medicare Star Ratings and Why They Are Important
Blog Author: Todd LewisonWhen choosing a Medicare plan, one important attribute to consider is a "Star Rating." The overall Star Rating gives a ranking of the Medicare plan's quality and performance for the types of services that each plan offers. A higher Star Rating typically indicates a higher level of performance and ...
