What Does a Life Insurance Broker Do?
Blog Author: Tom PetersonLife insurance seems straightforward, but it can get complicated pretty quickly. If you’re confused about life insurance and which plan is right for you, it may be helpful to have a knowledgeable partner to help you sort through the options. This is where a life insurance broker comes in.
How to Know If You Need a Medigap Plan
Blog Author: John DemkoThere are some health care costs, such as copayments and deductibles, that are not fully covered by Medicare. One can expect to incur these types of expenses, which is why a Medigap plan may be a good idea. Here’s how to know.
What You Can Expect in a Life Insurance Health Exam
Blog Author: Tom PetersonIf you need to increase your life insurance coverage outside of an enrollment period or above set coverage limits, you may have to undergo a life insurance health exam. That may sound intimidating, but it probably won’t be as bad as you think – especially if you know what to expect. To make it ...
How to Know If You Need a Medicare Advantage Plan
Blog Author: Kari MelloneWhen you’re newly eligible for Medicare, the options can be overwhelming. What’s the difference between Original Medicare, Medicare Advantage, Part D and Medigap? How do I know if I need a Medicare Advantage Plan, or if another plan is the right choice for me? At Twin City Underwriters, we’re here ...
Nutrition Tips for Older Adults
Blog Author: Todd LewisonEating a healthy diet can be tough at any age, but it’s often especially difficult for seniors. There are many reasons for this. Appetites fluctuate, nutritional needs change, and chronic disease or medication affects how or what you eat. Therefore, it’s important to be aware of the different ...
Medicare Prescription Deductibles: What You Need to Know
Blog Author: Tom PetersonWhen comparing Medicare Part D plans, it’s important to consider all the details. Medicare prescription deductibles are one of the factors that will impact the overall cost of your plan. Here’s what you need to know about Part D deductibles.
Do Medicare Star Ratings Matter?
Blog Author: Todd LewisonWhat are Medicare Star Ratings? Medicare star ratings rank Medicare plans from 1 to 5 stars, with 5 being the highest. Any plan that has lower than 3 stars for three years in a row will be flagged as a “low performing” plan. Medicare will notify you if your plan reaches this threshold, but you will ...
7 Medicare Facts You May Not Know
Blog Author: Tom PetersonWhen you’re enrolling in Medicare or choosing a new Medicare plan, it’s important to understand the options and process. However, we know that Medicare can be confusing! To make it easier, we’re sharing some lesser-known Medicare facts that will help you better navigate the system, courtesy of ...
Does Your Medicare Advantage Plan Offer Extra Benefits?
Blog Author: Kari MelloneThere are many health care services that are not covered by Original Medicare. These include vision and preventative dental care, hearing aids, and prescription drug costs, among others. If you need coverage for these types of care (as the majority of seniors do) you’ll need to pay out of pocket or ...
