When you hear something is free, you may say that it’s too good to be true! In some cases, it is; in others, it’s not. So, when it comes to Medicare plans, the question arises: Are there really free options available? While Medicare Advantage plans aren’t technically free, there are some with a $0 ...
Blog Author: Todd Lewison
Understanding Medicare Advantage Plans in Minnesota
Blog Author: John DemkoMedicare Advantage plans have become a popular choice for seniors seeking comprehensive coverage beyond Original Medicare. Also known as MA or MAPD plans, they offer supplemental benefits and often include prescription drug coverage, providing a more robust healthcare insurance solution over ...
How Does Medicare Part D Work?
Blog Author: Kari MelloneMedicare consists of several different parts of coverage. Medicare Part A and Medicare Part B make up Original Medicare, which provides hospital coverage and doctor care, among other services. Find out more about what Original Medicare covers : What Do I Get With Original Medicare?
Are Medicare Premiums Income Based?
Blog Author: Todd LewisonWhen it comes to Medicare, there’s a lot to consider beyond just the basic coverage options. One crucial aspect that often catches new enrollees off guard is the fact that Medicare premiums are income-based. This means that your premium amount for Medicare Part B may vary depending on your income ...
Can I Laminate My Medicare Card?
Blog Author: John DemkoShortly before your 65th birthday or when you sign up for Medicare, you’ll receive a red, white and blue paper card – this is your official Medicare card. Your Medicare card will be used for many things, such as receiving health care services from Medicare-approved providers, and you will need to ...
How to Help a Senior Parent Transition into Assisted Living
Blog Author: Maria Alvarado-EspinozaMoving often comes with stress and a long to-do list, and this can be especially true for an adult child and senior parent who has decided to move into assisted living. This transition may have been challenging to come to terms with, and even if it was easily determined, it can still be an ...
Does Medicare Have a Deductible?
Blog Author: Todd LewisonMedicare is not always the most straightforward to understand, and associated costs are often a key factor when starting or re-enrolling in a Medicare plan. When you begin researching your Medicare options and enroll in Medicare, it can be difficult to decipher exactly how much everything will ...
Do Doctors Not Like Medicare Advantage Plans?
Blog Author: Todd LewisonMedicare Advantage plans (MA / MAPD’s) are one of the most common Medicare plan enrollments among seniors. As of 2023, Medicare Advantage plans have 30.8 million individuals enrolled, constituting over half (51%) of the eligible Medicare population. Given their popularity among older adults, ...
Does Medicare Cover Hospice Care?
Blog Author: John DemkoOriginal Medicare covers many medically necessary medical services that one would need; however, at the same time, Medicare doesn’t cover everything, and seniors may find themselves paying out of pocket or obtaining additional medical insurance to cover certain services. It can be challenging to ...