What’s the Difference: Insurance Agent vs Insurance Broker
Blog Author: John DemkoUnderstanding the roles of insurance agents and brokers is significant when it comes to insurance. These terms are often used interchangeably, which can be confusing. You might be wondering if they do the same thing, how are they different? And most importantly, which one should you use to help you ...
How Does Medicare Cover Hearing Aids?
Blog Author: Todd LewisonAs we age, it’s common for our senses to be less sharp than they once were. You may have a more challenging time reading the text in your novel, or you might find yourself asking the grandkids to repeat what they said for the 3rd time. If your hearing is starting to cause complications in your ...
When it’s time to sign up for Medicare, there is a lot of information to take in. Signing up for Original Medicare Parts A and B is typically a rather straightforward process, but when it comes to comparing and choosing a supplemental Medicare plan, there are many options, and it can quickly become ...
When you hear something is free, you may say that it’s too good to be true! In some cases, it is; in others, it’s not. So, when it comes to Medicare plans, the question arises: Are there really free options available? While Medicare Advantage plans aren’t technically free, there are some with a $0 ...
Understanding Medicare Advantage Plans in Minnesota
Blog Author: John DemkoMedicare Advantage plans have become a popular choice for seniors seeking comprehensive coverage beyond Original Medicare. Also known as MA or MAPD plans, they offer supplemental benefits and often include prescription drug coverage, providing a more robust healthcare insurance solution over ...
How Does Medicare Part D Work?
Blog Author: Kari MelloneMedicare consists of several different parts of coverage. Medicare Part A and Medicare Part B make up Original Medicare, which provides hospital coverage and doctor care, among other services. Find out more about what Original Medicare covers : What Do I Get With Original Medicare?
Are Medicare Premiums Income Based?
Blog Author: Todd LewisonWhen it comes to Medicare, there’s a lot to consider beyond just the basic coverage options. One crucial aspect that often catches new enrollees off guard is the fact that Medicare premiums are income-based. This means that your premium amount for Medicare Part B may vary depending on your income ...
Can I Laminate My Medicare Card?
Blog Author: John DemkoShortly before your 65th birthday or when you sign up for Medicare, you’ll receive a red, white and blue paper card – this is your official Medicare card. Your Medicare card will be used for many things, such as receiving health care services from Medicare-approved providers, and you will need to ...
How to Help a Senior Parent Transition into Assisted Living
Blog Author: Kathy IngulsrudMoving often comes with stress and a long to-do list, and this can be especially true for an adult child and senior parent who has decided to move into assisted living. This transition may have been challenging to come to terms with, and even if it was easily determined, it can still be an ...
