Buying Life Insurance for the Grandkids
Blog Author: Tom PetersonAs you age, it may be important to leave a piece of life’s greatness to your future generations. That can mean sharing an heirloom that has been passed down from prior generations, contributing financially towards an education, or leaving a life insurance policy with an inheritance to be used at ...
How Much Life Insurance Do I Actually Need?
Blog Author: Tom PetersonWhen it comes to life insurance, it is essential to define what you want to protect in the event of your passing. Determine your goal: perhaps you want to leave a legacy with a loved one or make sure that there are no unpaid debts for your family to remain responsible for. Let’s look at what to ...
Life Insurance from Employers: Is it Sufficient?
Blog Author: Tom PetersonMany people wonder if life insurance provided by employers offers sufficient coverage. If you were to pass unexpectantly, do you know if the policy benefit will cover your income and the expenses your family will be left with? Will they have the funds to cover funeral costs?
How Can Preexisting Conditions Affect Life Insurance Approval?
Blog Author: John DemkoIn What Ways Can Preexisting Conditions Affect my Approval for a Life Insurance Policy?
What Does a Life Insurance Broker Do?
Blog Author: Tom PetersonLife insurance seems straightforward, but it can get complicated pretty quickly. If you’re confused about life insurance and which plan is right for you, it may be helpful to have a knowledgeable partner to help you sort through the options. This is where a life insurance broker comes in.
What You Can Expect in a Life Insurance Health Exam
Blog Author: Tom PetersonIf you need to increase your life insurance coverage outside of an enrollment period or above set coverage limits, you may have to undergo a life insurance health exam. That may sound intimidating, but it probably won’t be as bad as you think – especially if you know what to expect. To make it ...
The Life Insurance Ladder Strategy
Blog Author: Tom PetersonAs you age and reach new life milestones – marriage, homeownership, the birth of a child, retirement – your life insurance needs will change too. This can create a challenge. You don’t want to pay for more coverage than you need. But because the cost of life insurance increases with age, you’ll end ...
How to Increase Life Insurance Coverage
Blog Author: Tom PetersonHas your life changed since you took out your life insurance policy? It’s very common. Perhaps you were newly married when you first signed up for insurance. Now you’re in a new home with a baby on the way. Or maybe you’ve divorced and taken on some additional debt. Whatever your circumstances, ...
How Much Life Insurance Do I Need?
Blog Author: Tom PetersonWhen signing up for a life insurance plan, balance is important. You want to get the right amount of coverage for your needs and goals, without overpaying for coverage you don’t need. Unfortunately, there’s no way of knowing with complete certainty how much life insurance you should take out. But ...
