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life insurance News

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5 Reasons Why You Should Revisit Your Life Insurance

Blog Author: Tom Peterson

When was the last time you looked closely at your life insurance policy? For many people, it was the day they purchased it or the day it was provided through an employer. Years may have passed since then, and in that time your life, family, and even financial responsibilities may have changed. If ...

middle age couple reviewing important life insurance documentation together while sitting in living room

What to Know Before Buying a Life Insurance Policy

Blog Author: Kari Mellone

Buying a life insurance policy is an important decision. According to LIMRA's 2023 Insurance Barometer study, only about half (52%) of individuals report they have life insurance coverage, either through their place of employment or their own policy. And only 59% of parents report having life ...

a person standing in the middle of a road, splitting off into four directions, portraying making life decisions with a sunset behind a mountain

How to Choose the Right Life Insurance Policy

Blog Author: Kari Mellone

Life insurance for many people is a non-negotiable. It offers financial protection in the event of an unexpected loss that other types of insurance or financial investments can't match. But whether you are looking around for your first life insurance policy or revisiting an existing policy, a ...

A young family sitting on the living room floor, with the parents holding their arms over their children in a symbolic gesture of protection, like a roof.

7 Reasons to Buy Life Insurance

Blog Author: Kari Mellone

Life insurance is one of those things that you know is good to have just in case, but it's also easy to put off actually obtaining. But a good life insurance policy can do a lot more than provide a payout upon one's passing; it can be used for protection, financial planning and more. In this ...

happy senior couple meeting with insurance advisor on insurance plans signing paperwork on wood table

How Twin City Underwriters Offers a Better Insurance Experience

Blog Author: Kathy Ingulsrud

Understanding insurance options and making insurance decisions with confidence is no easy feat. Fortunately, you don't have to do it alone. The trusted and experienced team of insurance professionals at Twin City Underwriters are dedicated to providing you with a better insurance experience. We ...

senior couple sitting outdoors with family in the background

How to Leave a Tax-Free Inheritance with Life Insurance

Blog Author: Kari Mellone

You’ve worked hard to build financial security for your family, which is the main reason why you don't want to let taxes diminish their inheritance. With the right life insurance strategy, you can pass down a tax-free inheritance without concerns of the tax burden. In this article, we'll explore ...

Older woman looking at some information on paper

Life Insurance for Seniors: What To Consider and Knowing Your Options

Blog Author: Kari Mellone

There are two crucial topics that are of the utmost importance as you age: Life insurance and medical insurance. On one hand, you want to maintain a healthy, positive way of living so you can live longer and be happier. On the other hand, you know you’re getting older, and life insurance is ...

family taking a walk in a forest

Understanding Life Insurance Beneficiaries

Blog Author: Tom Peterson

Life insurance is used for many purposes, from covering outstanding debts, providing financial protection for a young family in the event of the policyholder’s death, and leaving a financial legacy for loved ones. The type of life insurance policy you choose and the specific purpose it serves may ...

Who Should Buy Life Insurance?

Blog Author: Tom Peterson

Life insurance is a complex subject that can seem intimidating at first. As a young and healthy individual, it’s easy to put off purchasing life insurance. However, it’s important to consider buying a life insurance plan before you actually need it. There are many different benefits that come with ...