insurance (9) News

Medicare Versus Medicaid: What’s the Difference?

As you approach Medicare eligibility, you will likely be inundated with mailings, information packets, and terms that you may not be fully aware of. This article will address a few of the common terms that you may not fully understand regarding medicare vs. medicaid.

Why or Why Not Have an Annuity?

Annuities are a valuable tool that can shape a retirement plan and give security to those who can’t afford to heed the risk that other financial growth products have. Just like other insurance products, annuities come in many shapes and sizes. In this section, we will look at who might be a good ...

Are You Protected? Why You Should Review Your Life Insurance Policy

Life moves quickly, but it’s important to take time to review your life insurance policies at least once each year. Ensuring everything is up to date within your policy can allow you to feel confident that your loved ones will be protected and have less to worry about.

Financial Planning As You Retire

Planning for retirement can bring many emotions – excitement, confusion, and even fear of the unknown. Having confidence in your financial well-being is one of the best ways to establish a joyful retirement. Here are some points to consider as you prepare to retire and plan financially for your ...

Term vs. Whole Life Insurance: What’s the Difference?

When deciding on a life insurance policy that meets your needs, it is helpful to know the options and how they differ. Here, we will review how term life insurance and whole life insurance policies work, and what the benefits may include.

Understanding Medicare and Diabetes Coverage

November is National Diabetes Month, making this is an ideal time to revisit the disease’s significance and its impact on many lives. An estimated 33% of people 65 and older have diabetes (2022). Being a senior and diabetic can be tough on your body and harsh on your wallet. It’s important to ...

An Introduction to Life Insurance Underwriting

When applying for a life insurance policy, it is helpful to know the different types of life insurance underwriting you may experience as you go through the approval process. Let’s look at what it means to assess your risk as an applicant, and how the insurance company will determine your level of ...