Long-Term Care Insurance: Is It Worth the Investment?
Blog Author: Kari MelloneLong-term care is becoming a growing concern for individuals. With the generational family unit playing a less active role in the care of elders, more and more senior individuals naturally find themselves in declining health and in need of additional support from professional caregivers. Even if ...
How to Choose the Best Travel Health Insurance Plan for Your Needs
Blog Author: Marcia PruittA common goal among individuals, young and old, is to travel. Traveling and exploring new destinations is an opportunity to witness new sights, enjoy new experiences, and immerse ourselves in diverse cultures. When planning your next big adventure, there is one aspect that is often disregarded – ...
How To Have Fun with Medicare!
Blog Author: Kathy IngulsrudFun and Medicare are two words you don’t typically expect to be in the same sentence. We get it; Medicare can be an overwhelming topic, especially when you are just starting out. But at Twin City Underwriters, we are on a mission to rewrite the script; we want Medicare to be easily understood, to ...
Understanding Life Insurance Beneficiaries
Blog Author: Tom PetersonLife insurance is used for many purposes, from covering outstanding debts, providing financial protection for a young family in the event of the policyholder’s death, and leaving a financial legacy for loved ones. The type of life insurance policy you choose and the specific purpose it serves may ...
Do Medicare Advantage Plans Require Prior Authorization?
Blog Author: John DemkoPrior Authorization—whether you’re on Medicare or not, you’ve likely heard this term and may have some questions about it. This process, which is often necessary for certain medical services and medications, can seem daunting. Understanding the role of prior authorization in Medicare Advantage ...
Medicare Part D Changes for 2025
Blog Author: Kari MelloneIf you are enrolled in Medicare, you likely know that changes are a common occurrence. Because of this, staying informed is critical to understanding how you may be affected and being confident that the Medicare plan you are enrolled in is ideal for your needs.
Does Medicare Cover Chiropractic Care?
Blog Author: Marcia PruittAre you curious about chiropractic care and if it’s covered by Medicare? You are not alone. Whether you’re seeking relief from back pain or considering alternative therapies for another condition, it’s important to understand how chiropractic services are and are not covered by Medicare. In this ...
Do Medicare Plans Automatically Renew?
Blog Author: John DemkoIf you have a Medicare plan, you may wonder if it automatically renews each year or if you need to take action to keep or change your plan. It’s important to be aware of how your Medicare plan renews, the information to watch out for, and the steps you need to take to ensure you have the coverage ...
Review Your Medicare Coverage To Prepare for Changes
Blog Author: Todd LewisonWhether you just started Medicare this year or have been on Medicare for several years, it’s probably no surprise that things can change often. In fact, premiums, plan benefits and more can change from year to year. This is why it’s so important to review your medicare coverage so you can ...
