coverage (4) News

Benefits of Working with a Medicare Broker

Navigating Medicare can be overwhelming. Understanding the enrollment periods, the difference between a Medicare Supplement and a Medicare Advantage plan and the varying coverage options can be a challenge. Doing it all on your own can feel like a confusing uphill battle. Fortunately, there are ...

Does Medicare Cover Long-Term Care?

Recent studies estimate that at least 70% of older adults aged 65 years and older will require long-term care at some point. Long-term care costs vary throughout the country, but according to the annual Cost of Care Survey from insurance company Genworth, estimates that the average yearly cost for ...

Are Annuities a Good Investment for Retirement Planning?

Retirement planning should be an essential aspect of each individual’s life. The timing and tactics are often quite varied. Still, it is something that every person needs to make an effort to accomplish throughout their working years to ensure that they can live a happy and comfortable life in ...

What’s the Difference: Insurance Agent vs Insurance Broker

Understanding the roles of insurance agents and brokers is significant when it comes to insurance. These terms are often used interchangeably, which can be confusing. You might be wondering if they do the same thing, how are they different? And most importantly, which one should you use to help you ...

MYGA’s vs. Fixed Annuities: What Sets Them Apart?

Annuities can provide individuals with significant value in retirement planning, such as increasing savings, managing tax exposure, or providing guaranteed income. Understanding the different types of annuities and assessing their suitability for one’s financial goals is crucial in determining ...

What is Family Life Insurance?

Most individuals are familiar with the term and concept of life insurance, but what about family life insurance? How is family life insurance different from any other life insurance policy? We’ll fill you in on the unique features and benefits of family life insurance and how it can provide ...

How to Help a Senior Parent Transition into Assisted Living

Moving often comes with stress and a long to-do list, and this can be especially true for an adult child and senior parent who has decided to move into assisted living. This transition may have been challenging to come to terms with, and even if it was easily determined, it can still be an ...