Does Original Medicare Have a Maximum Out-of-Pocket?
Blog Author: Kathy IngulsrudIf you've had employer-sponsored health insurance or a marketplace plan, you're probably familiar with the safety net of a maximum out-of-pocket limit. A maximum out-of-pocket limit is a cap on your annual medical expenses that keeps costs from spiraling out of control. It's a standard feature of ...
How to Choose the Right Medicare Plan When You Have VA Benefits
Blog Author: John DemkoNavigating how VA benefits work with Medicare coverage can be overwhelming, and you probably have a lot of questions. If you have VA coverage, do you even need a Medicare plan? How does the coverage work together? What type of plan makes the most sense for you?
Frequently Asked Questions About Medicare Advantage Plans
Blog Author: Todd LewisonAre you currently enrolled in a Medicare Advantage Plan or are you thinking of joining a Medicare Advantage Plan? Choosing the right Medicare plan can feel overwhelming, and it’s normal to have questions. Here are the top questions we receive as Medicare insurance brokers about Medicare Advantage ...
Who Can Make Medicare Decisions on Your Behalf?
Blog Author: John DemkoUnderstanding all the rules of Medicare and navigating all of the different plan options and choices can be a daunting task. As we age, it's common for a decline in mental cognition, and the older we get, the more this stands true. Whether it's unexpected medical issues or a general feeling of ...
What Are OTC Benefits in a Medicare Advantage Plan?
Blog Author: Kathy IngulsrudHave you ever heard that Medicare Advantage plans often offer benefits beyond what's covered by Original Medicare? It's true! Medicare Advantage plans have become a popular option for Medicare enrollment among Medicare beneficiaries. Among other things, one added benefit that has become ...
What is a Medicare Advantage Plan (And Do I Need One?)
Blog Author: Tom PetersonWhen it comes to Medicare, you have a lot of choices and one of the most common is a Medicare Advantage Plan. These plans are an alternative to Original Medicare and often come with added benefits. If you're wondering what these plans are, how they work, and whether one might be right for you, this ...
How to Know If You Need a Medicare Advantage Plan
Blog Author: Kari MelloneWhen you’re newly eligible for Medicare, the options can be overwhelming. What’s the difference between Original Medicare, Medicare Advantage, Part D and Medigap? How do I know if I need a Medicare Advantage Plan, or if another plan is the right choice for me? At Twin City Underwriters, we’re here ...
Does Your Medicare Advantage Plan Offer Extra Benefits?
Blog Author: Kari MelloneThere are many health care services that are not covered by Original Medicare. These include vision and preventative dental care, hearing aids, and prescription drug costs, among others. If you need coverage for these types of care (as the majority of seniors do) you’ll need to pay out of pocket or ...
Should I Get Medicare Advantage or Medigap?
Blog Author: Debby JesserIt’s no secret that there is a lot more to Medicare than a simple one-size-fits all plan. If need a health plan to better suit your needs than traditional Medicare can provide, you should consider a Medicare Advantage or Medigap plan. Here’s how to decide what plan will work best for you and what ...
