Have you heard that you may be able to get a Medicare Supplement in MN even if you have pre-exiting conditions and were once told by your agent you probably wouldn’t be able to? A MN bill was introduced in 2023 and set to be implemented in August 2025 but delayed for one year, August 2026. This could impact what Medicare plan you want to be enrolled in. Feel free to schedule an appointment to learn more, though we, and the carriers, are still learning.
If you are between the ages of 65-70, you can enroll during AEP 2026 – not this upcoming season. You will be charged a higher premium than people that got into a supplement during their Open Enrollment or Guaranteed Issue period. However, unlike other states, this prohibits insurers from applying a pre-existing condition treatment waiting period. This Annual Enrollment Period can only be used one time.
Do you have more questions about your existing Medicare plan or making a change? Reach out to our team of professional Medicare agents for unbiased advice and recommendations.
Reach out to us today to get started.
Choosing a Medicare plan can be difficult. Twin City Underwriters helps Medicare recipients in Minnesota, Wisconsin, North Dakota, South Dakota, Iowa and Florida find the Medicare plan that meets their unique needs. Schedule a one-on-one meeting with one of our Medicare insurance brokers to get your questions answered!
Do you need help with Medicare, insurance, and health plans? Explore your options with Allina Health Aetna, BlueCross BlueShield of Minnesota, Medica, UCare, United HealthCare and more. We work with you to find the best plan for your needs and budget. Contact us today to get started.
