What is an Insurance Broker? An insurance broker is a licensed insurance agent that represents multiple insurance companies and matches you with an insurance policy that fits your lifestyle needs. An ...
A long-term care annuity is a traditional annuity with a rider designed to help individuals cover the expenses of long-term care services, such as nursing home care or in-home assistance. A long-term ...
Daily movement provides many health benefits that can help older adults and seniors maintain a healthy and active lifestyle. We’ll cover practical and accessible ways that older adults can promote ...
Moving is often a whirlwind of emotions; it’s exciting and stressful all at the same time. Just another thing to add to the long list of to-do’s is your Medicare health insurance coverage. So what do ...
Aging is a natural part of life; it brings experience and wisdom and often changes in health and physical abilities. As we age, we are at an increased risk for a range of health issues, from chronic ...
An annuity can provide a reliable, steady income stream and has numerous financial benefits compared to other investment options.
If you know anything about Medicare, it’s probably the fact that it’s complicated! There is a lot of information to decipher and details to understand. Medicare provides essential health insurance ...
When it comes to Medicare, there is already so much to navigate; the last thing you want to be concerned about or deal with is penalties! Penalties in Medicare can have lasting, lifelong ...
If you are considering getting life insurance in your later years, you may be wondering if you can even get covered, and if so, what is the right coverage option for you?
Eating healthy is important at all ages, though it is essential to maintain optimal health and wellness as we age. A healthy diet can help reduce the risk of illnesses and chronic diseases. By eating ...
When it’s time to enroll in Medicare and elect your Medicare coverage options, there is much to consider! Keep these in mind when comparing your Medicare options:
According to the National Eye Institute (NEI), more than half of older Americans either have cataracts or have undergone surgery to get rid of them. With these statistics, you or someone you know ...
As with any impactful financial decision, there is much to consider when purchasing an annuity. You will want to make sure the product you choose is ideal for you and your financial goals. Let’s look ...
Retiring is a time of many changes, and one of the most significant considerations you’ll encounter will be your healthcare. Learning about Medicare costs can help ensure you’re taking a proactive ...
Medicare and Social Security are two separate programs that serve to provide financial protection and health insurance to the US population.
Community resources are helpful, especially when it comes to taking care of loved ones. This is why support services are available to help those who can’t perform simple tasks on their own, like ...
Life insurance is important for your loved ones, and getting them insured may be a concern of yours, but what if they don’t take out life insurance on their own? In this article we’ll talk about how ...
Medicare drug plans, also known as Medicare Part D, help seniors cover the cost of their prescription medications. With so many options to choose from, it can be overwhelming to decide which plan is ...
As we age, our eyes go through various changes that can affect our vision. It’s important for senior citizens to get regular vision screenings to ensure they maintain good eye health and prevent ...
As you approach Medicare eligibility, you will likely be inundated with mailings, information packets, and terms that you may not be fully aware of. This article will address a few of the common ...
Annuities are a valuable tool that can shape a retirement plan and give security to those who can’t afford to heed the risk that other financial growth products have. Just like other insurance ...
Life moves quickly, but it’s important to take time to review your life insurance policies at least once each year. Ensuring everything is up to date within your policy can allow you to feel ...
Planning for retirement can bring many emotions – excitement, confusion, and even fear of the unknown. Having confidence in your financial well-being is one of the best ways to establish a joyful ...
When deciding on a life insurance policy that meets your needs, it is helpful to know the options and how they differ. Here, we will review how term life insurance and whole life insurance policies ...
November is National Diabetes Month, making this is an ideal time to revisit the disease’s significance and its impact on many lives. An estimated 33% of people 65 and older have diabetes (2022). ...
When applying for a life insurance policy, it is helpful to know the different types of life insurance underwriting you may experience as you go through the approval process. Let’s look at what it ...
What is a MYGA? MYGA stands for Multi-Year Guaranteed Annuity. This specific type of annuity offers a guaranteed fixed interest rate for an established period of time selected by the owner (e.g. 4% ...
As you age, it may be important to leave a piece of life’s greatness to your future generations. That can mean sharing an heirloom that has been passed down from prior generations, contributing ...
Prepare yourself: we are about to enter the season of Medicare advertising. Soon you won’t be able to escape the barrage of mail, television, and online commercials about Medicare.
With multiple kinds of annuities available, it is important to know how each of them works. Looking at an annuity in its entirety, the common goal is to increase the value of the amount vested and ...
In What Ways Can Preexisting Conditions Affect my Approval for a Life Insurance Policy?
If you need to increase your life insurance coverage outside of an enrollment period or above set coverage limits, you may have to undergo a life insurance health exam. That may sound intimidating, ...
As you age and reach new life milestones – marriage, homeownership, the birth of a child, retirement – your life insurance needs will change too. This can create a challenge. You don’t want to pay ...
Has your life changed since you took out your life insurance policy? It’s very common. Perhaps you were newly married when you first signed up for insurance. Now you’re in a new home with a baby on ...
When signing up for a life insurance plan, balance is important. You want to get the right amount of coverage for your needs and goals, without overpaying for coverage you don’t need. Unfortunately, ...
Permanent life insurance refers to life insurance policies that do not expire. Two common insurance types that fall under this umbrella are whole and universal life insurance. If you want life ...
When you’re healthy, life insurance can seem like an unnecessary expense. However, as we’ve all learned over the past year, health, safety and stability are incredibly tenuous. It only takes one ...
It is difficult to understand the different options for life insurance – and determine which plan is right for you. Here, we’ll review the various types of life insurance and how to navigate ...
The health of your mouth, teeth and gums can greatly affect your overall health and wellbeing. Therefore, maintaining oral and dental health is increasingly important. For seniors, having affordable ...
