FAQs News

Is there anything new to offer employees?

I am an HR professional and I feel like it is the same ole same ole....am I wrong? You might be.

What Is Hospital Indemnity Insurance and What Does It Cover?

Even with Medicare coverage, a hospital stay can bring unexpected out-of-pocket costs like deductibles and high copays, especially for extended stays. Hospital stays can add up quickly, with average daily costs around $3,130. It's no surprise why medical bills are the leading cause of financial ...

Is Medicare Better Than Employer Insurance?

As you approach 65, if you are still employed, you might be able to continue using your employer's health insurance. Many people in this situation may find themselves unsure about whether to retain their current insurance or switch to Medicare.

4 Myths About Medicare, Answered

Navigating Medicare can feel like wandering through a maze, especially with frequent changes in rules and coverage. Because of this, it can be hard to separate myth from truth. Your friends’ experiences with Medicare, even just a year or two ago, may not be the same as Medicare rules today or when ...

Does Original Medicare Have a Maximum Out-of-Pocket?

If you've had employer-sponsored health insurance or a marketplace plan, you're probably familiar with the safety net of a maximum out-of-pocket limit. A maximum out-of-pocket limit is a cap on your annual medical expenses that keeps costs from spiraling out of control. It's a standard feature of ...

How to Choose the Right Medicare Plan When You Have VA Benefits

Navigating how VA benefits work with Medicare coverage can be overwhelming, and you probably have a lot of questions. If you have VA coverage, do you even need a Medicare plan? How does the coverage work together? What type of plan makes the most sense for you?

2026 Costs for Medicare Part A and Part B

Whether you're new to Medicare or reviewing your coverage for the year ahead, knowing what Part A and Part B will cost in 2026 can help you avoid surprises. Costs can shift from year to year, and even small changes can impact your monthly budget, especially when you're on a fixed income. It can ...