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choosing medicare News

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Who Can Make Medicare Decisions on Your Behalf?

Blog Author: John Demko

Understanding all the rules of Medicare and navigating all of the different plan options and choices can be a daunting task. As we age, it's common for a decline in mental cognition, and the older we get, the more this stands true. Whether it's unexpected medical issues or a general feeling of ...

What Are OTC Benefits in a Medicare Advantage Plan?

Blog Author: Kathy Ingulsrud

Have you ever heard that Medicare Advantage plans often offer benefits beyond what's covered by Original Medicare? It's true! Medicare Advantage plans have become a popular option for Medicare enrollment among Medicare beneficiaries. Among other things, one added benefit that has become ...

dirt path in woods splitting in to two directions

What to Do If You Signed Up for the Wrong Medicare Plan

Blog Author: John Demko

Choosing the right Medicare plan is an important decision, and it can feel overwhelming. For many people, especially those transitioning from employer-sponsored insurance, the differences in coverage, costs, and provider networks can come as a surprise. Fortunately, if you realize the Medicare plan ...

female hand holding cash giveback in front of yellow background

What Is the Medicare Part B Giveback?

Blog Author: Kathy Ingulsrud

Have you heard a friend or a TV commercial claiming you can get money back for your Medicare Part B premiums? Sound too good to be true? Well, it's not! However, there are guidelines for who and what type of medicare plans are qualified for this type of benefit. At Twin City Underwriters, we work ...

Portrait of smiling african american senior woman in green sweater standing with friends in background

How Can Medicare Advantage Plans Have No Premium Cost?

Blog Author: Kathy Ingulsrud

If you're close to starting Medicare or even have been enrolled for some time, you've likely heard of $0 premium Medicare plans and wondered how that can be. It must be too good to be true, right? Well, it's not! $0 premium Medicare Advantage plans do exist and can be a good fit for many ...

What to Consider When Comparing Medicare Plans

Blog Author: Debby Jesser

Choosing a Medicare plan isn’t easy. There are an almost endless number of options and it can be confusing to understand your options. When comparing plans, follow these guidelines from Medicare.gov to choose the best option for your needs: