If you've ever opened your Medicare statement and thought, “Why is my premium higher than someone else's?” you are not alone. Many people are surprised to learn that Medicare premiums aren’t always one-size-fits-all. For higher earners, there's a little-known surcharge that can impact your monthly ...
Blog Author: John Demko
How Can Medicare Advantage Plans Have No Premium Cost?
Blog Author: Kathy IngulsrudIf you're close to starting Medicare or even have been enrolled for some time, you've likely heard of $0 premium Medicare plans and wondered how that can be. It must be too good to be true, right? Well, it's not! $0 premium Medicare Advantage plans do exist and can be a good fit for many ...
Medicare Part B: What Does it Cover?
Blog Author: Todd LewisonIf you've spent any time researching Medicare, you've probably seen phrases like "Part A" and "Part B." While Medicare Part A covers inpatient hospital coverage, Medicare Part B is what covers the care that people receive in the doctor's office. But there's a lot more to it than that. In this ...
What is Medicare Part A and What Does it Cover?
Blog Author: Tom PetersonWhen you first start exploring Medicare, the different parts can feel a bit like alphabet soup. Medicare Part A is often described as hospital insurance, but that’s just the beginning. It covers a range of services related to inpatient care, including hospital stays, skilled nursing facility care, ...
How Twin City Underwriters Offers a Better Insurance Experience
Blog Author: Kathy IngulsrudUnderstanding insurance options and making insurance decisions with confidence is no easy feat. Fortunately, you don't have to do it alone. The trusted and experienced team of insurance professionals at Twin City Underwriters are dedicated to providing you with a better insurance experience. We ...
8 Questions to Ask When Enrolling in a Medicare Advantage Plan
Blog Author: John DemkoChoosing the right Medicare plan is no easy task. And doing it on your own can be overwhelming. Fortunately, there are plenty of resources available to help you understand your options and make a decision with confidence. If you are considering a Medicare Advantage plan, you'll want to be confident ...
Where to Get Medicare Information in Minnesota
Blog Author: Tom PetersonNavigating Medicare can be confusing and overwhelming, and it's normal to have questions about when to sign up, the different types of Medicare plans, and more. If that's how you're feeling, you’re in the right place to find helpful and reliable Medicare information in Minnesota.
What is My Prescription Deductible with Medicare?
Blog Author: Tom PetersonPrescription costs and coverage are a major concern for many people, especially as healthcare expenses continue to rise. As you approach Medicare eligibility, it's important to understand how prescription drug coverage works so you can make informed decisions about what plan will best suit your ...
What is a Medicare Special Needs Plan?
Blog Author: Kathy IngulsrudYou're probably familiar with Medicare, but you may not know much about Medicare Special Needs Plans (SNPs), a type of Medicare plan designed for individuals with specific healthcare needs. These plans offer tailored benefits, coverage, and support for those who qualify. In this blog, we'll explore ...