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medicare News

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What Happens If I Miss My Medicare Enrollment?

Blog Author: John Demko

Enrolling in Medicare at the right time, and on time, is essential to avoiding gaps in health insurance coverage; not only that, but enrolling late could lead to penalties and increased costs that build up over time. Knowing exactly when to sign up can be confusing, especially without proper ...

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Get to Know Your Medicare Team at Twin City Underwriters

Blog Author: Kathy Ingulsrud

At Twin City Underwriters, we know how overwhelming the Medicare journey can be. Before joining, you’ll find yourself wondering – When do I apply? What type of plan is right for me? What insurance carrier should I enroll with? How much will it cost? Once you get past these initial steps, you’ll ...

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How to Sign-Up for Medicare

Blog Author: Todd Lewison

Navigating the Medicare signup process can feel overwhelming, but it doesn’t have to be! Our comprehensive how-to guide breaks down the steps and provides all the essential information you need to make the process smooth and straightforward. At Twin City Underwriters, we'll help you take the ...

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There Are So Many Letters and Acronyms – Let's Talk About Enrollment Periods

Blog Author: John Demko

What do I need to do right now? Do these rules apply to me? This blog will discuss some of the most common enrollment periods individuals typically deal with.

AI and Insurance

Blog Author: John Demko

We hear about it on the news, we see it in the stock market, and now we are even seeing it in the insurance industry! Over the last 5 years, AI has found its way into more and more everyday aspects of our lives. Let’s talk about what we have observed in the insurance industry.

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Common Questions About Chronic Condition Special Needs Plans (C-SNPs)

Blog Author: John Demko

Have you heard about Special Needs Medicare plans? These types of plans are designed for individuals with specific conditions and can offer additional benefits for those dealing with chronic illnesses or low-income situations. At Twin City Underwriters, we are self-proclaimed Medicare enthusiasts, ...

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Who Can Make Medicare Decisions on Your Behalf?

Blog Author: John Demko

Understanding all the rules of Medicare and navigating all of the different plan options and choices can be a daunting task. As we age, it's common for a decline in mental cognition, and the older we get, the more this stands true. Whether it's unexpected medical issues or a general feeling of ...

adult child who helps with medicare decisions leaning on senior parent

Helping a Parent with Medicare Coverage

Blog Author: Kari Mellone

As your parents get older, you may find yourself stepping in to help with everything from daily tasks to healthcare decisions, including their Medicare coverage. Knowing where to start can make all the difference. From understanding plan types to comparing options and enrollment periods, Medicare ...

How to Change Your Medicare Plan During the Annual Election Period

Blog Author: Todd Lewison

Do you want to make changes to your current Medicare Advantage or Medicare Prescription Drug plan? During the Medicare Annual Election Period, also referred to as the Annual Enrollment Period (AEP) or sometimes the Medicare Open Enrollment Period, you can make changes to your Medicare plan ...